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zzyzzx saysSHF
Shit Hit Fan?
WineHorror1 saysThis feels average?Three vacations a year for $18K? Stay at home!
I'm more shocked about the $9,600/yr for a BMW and Land Cruiser somehow being that low. Most people finance and most people are paying $600/mo per car for those models. Sinking a big down payment if you have good credit is a pure waste. I'd rather finance most of it and invest the down payment in something else. Better ROI.
If you're willing you can open a CC and charge up $20k, destroy your credit for 7 years, but never have to pay it. If you have a stay at home spouse you can really use and abuse this.
Marc Andreessen
@pmarca
1h
That the elimination of college testing and grades is happening simultaneous with student loan “forgiveness” is no coincidence. Many of the degrees are worthless, and everyone knows it, including employers.
Apr 29, 2022 · 6:20 AM UTC
Marc Andreessen
@pmarca
1h
After this process is complete, the universities will no longer have an economic function, and will reach their terminal state as a luxury consumer good.
Then what are they spending the $42K on kids? This logic always bothered me, when the Gen-X were getting brainwashed by the Deviant Boomers, against the Nuclear family, and demonized faithful marriages as "Co-Dependent" something my generation was supposed to take great care not to get caught up in one. That's why my generation is the largest divorce rate in History. Where as the Millennials just aren't getting married.
One of the common mantra my generation was drilled by souless fags trying to scare us away from traditional family values, telling us how much kids cost. They only cost as much as you foolishly poor into them. I'll tell you about not affording kids, the low IQ low moral people are spitting out kids like a print press, while the people society will need to continue are being told "Kids cost to much, you can't have kids until your rich, and can afford a Nany to raise them, because that's the way the Jones' do it."
Food wasn't that big of a deal, they weren't huge eaters, and I've always cooked enough to have leftovers anyway, then they belly ached about Summer Camps and private school, those things just like Real Estate are a suckers game, if they are driven up by everyone trying to get in the best place. Rather than demanding all institutions we entrust our kids to have a high standard, that they...
These lists are always full of shit, how are the kids costing them $42K, yet they still itemize stuff you would expect that $42K is already covering.
They already said Food for 4, clothes for 4 people, Children's lessons, and Misc. ("something always comes up").
Then what are they spending the $42K on kids?
Tenpoundbass says
These lists are always full of shit, how are the kids costing them $42K, yet they still itemize stuff you would expect that $42K is already covering.
They already said Food for 4, clothes for 4 people, Children's lessons, and Misc. ("something always comes up").
Then what are they spending the $42K on kids?
That looks like $42K for childcare (Daycare/care of child when parents are otherwise working - before school/after school.) In a metro area with high competition for daycare, for 2 kids, that's $1,750 / month / child, and is not out off the realm of being realistic.
That looks like $42K for childcare (Daycare/care of child when parents are otherwise working - before school/after school.) In a metro area with high competition for daycare, for 2 kids, that's $1,750 / month / child, and is not out off the realm of being realistic.
Tenpoundbass says
These lists are always full of shit, how are the kids costing them $42K, yet they still itemize stuff you would expect that $42K is already covering.
They already said Food for 4, clothes for 4 people, Children's lessons, and Misc. ("something always comes up").
Then what are they spending the $42K on kids?
That looks like $42K for childcare (Daycare/care of child when parents are otherwise working - before school/after school.) In a metro area with high competition for daycare, for 2 kids, that's $1,750 / month / child, and is not out off the realm of being realistic.
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Answer: Borrowers with less-than-perfect credit records face challenges while climbing out of debt, and they can get steeper when you’re older because income tends to plateau.
Pros offer steps to help you navigate:
1. Declare yourself a Western turning country that is under attack from Russia, and apply for USG funding.
2. Declare yourslf an underwater investment bank, and apply for USG bailouts.
3. Two words - BLM franchise.
4. Sell a kidney.
https://www.marketwatch.com/picks/im-67-and-my-student-loans-are-being-garnished-from-my-paychecks-i-now-owe-3x-what-i-borrowed-and-am-struggling-to-make-ends-meet-what-can-i-do-01647627323?siteid=yhoof2&source=patrick.net