by HARM on 27 Aug 2007 201 comments, latest 12 years ago
First came Jim Cramer's incoherent rant on the hedge fund/Wall Street meltdown, then came Bill Gross's semi-coherent plea to POTUS for a federal bailout of his struggling PIMCO bond ...
HARM
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HARM's threads
by HARM on 27 Aug 2007 201 comments, latest 12 years ago
First came Jim Cramer's incoherent rant on the hedge fund/Wall Street meltdown, then came Bill Gross's semi-coherent plea to POTUS for a federal bailout of his struggling PIMCO bond ...
Doing Your Part for the Bubble Bailouts
by HARM on 20 Nov 2005 290 comments, latest 18 years ago
Rising inventory and plunging sales (leading indicators) and even modest M-M price declines in some areas have firmly established that we're past the Bubble's peak. As inventory continues to ...
by HARM on 20 Nov 2005 290 comments, latest 18 years ago
Rising inventory and plunging sales (leading indicators) and even modest M-M price declines in some areas have firmly established that we're past the Bubble's peak. As inventory continues to ...
Jealous Bitter Renters
by HARM on 16 Nov 2005 151 comments, latest 18 years ago
This thread is dedicated to discussion of the many social ills caused by/resulting from renting: depression, homelessness, crime, unemployment, poverty, domestic violence, out of wedlock children, venereal disease, unnatural ...
by HARM on 16 Nov 2005 151 comments, latest 18 years ago
This thread is dedicated to discussion of the many social ills caused by/resulting from renting: depression, homelessness, crime, unemployment, poverty, domestic violence, out of wedlock children, venereal disease, unnatural ...
Post-Bubble Newspeak
by HARM on 9 Nov 2005 193 comments, latest 18 years ago
Excerpts courtesy Ben's site (original article at Inman.com - unfortunately for pay subscribers only: tinyurl.com/accv8) "Empowering phrases keep the real estate sale moving" - Agents find success through word ...
by HARM on 9 Nov 2005 193 comments, latest 18 years ago
Excerpts courtesy Ben's site (original article at Inman.com - unfortunately for pay subscribers only: tinyurl.com/accv8) "Empowering phrases keep the real estate sale moving" - Agents find success through word ...
by HARM on 17 Apr 2007 547 comments, latest 17 years ago
Sadistic, Greedy Buyers Toying with Sellers Like Cats with Prey* Copyright © 2007 UnReality Times®. All Rights Reserved. by David Lereah, Leslie Appleton-Young and John Karevoll As the alleged ...
by HARM on 15 Nov 2007 196 comments, latest 16 years ago
Wall Street Journal: "Home Builders Opt for Mothballing" (subscription required) Free re-post “As the glut of unsold home remains stubbornly high and housing demand slides, home builders face a ...
by HARM on 3 Apr 2006 245 comments, latest 17 years ago
:mrgreen: Courtesy of Zen Master HARM :mrgreen: ©2006, all rights reserved Please feel free to post your own "pearls of wisdom"... (FYI: traditional Haiku uses 3-line stanza; 5-7-5 beat ...
by HARM on 5 Jul 2006 377 comments, latest 18 years ago
As many of you know, we recently had a casualty in our extended bubble-battling blog family. Sadly, it looks as though the founder of one of my personal favorites, ...
by HARM on 10 Apr 2006 313 comments, latest 18 years ago
1. Congress enacts/President signs new Tax Code into law (1997) subsidizing real estate speculation? Check. 2. Cabal of arrogant Fed bankers/Washington politicians/Brokerage firms ignore (or actively encourage) massive Dot.com ...
by HARM on 21 Apr 2007 219 comments, latest 17 years ago
One of the topics that has kept coming up over the 2 years of this blog's existence is wealth and income disparity. It's pretty obvious from a number of ...
by HARM on 19 Jul 2007 254 comments, latest 17 years ago
We've often had lively debates here at Patrick.net about tax policy (flat tax vs. progressive tax, taxing wages vs. passive capital gains or consumption, what constitutes a "luxury" good ...
Malibu Madness
by HARM on 3 Aug 2005 162 comments, latest 19 years ago
"For sale: Trailer w/ocean vu, $1 million obo " Yahoo News: tinyurl.com/9eh5l So wonderfully Californian, Marsha Weidman's home has it all--along the beach, far from noisy traffic, with a ...
by HARM on 3 Aug 2005 162 comments, latest 19 years ago
"For sale: Trailer w/ocean vu, $1 million obo " Yahoo News: tinyurl.com/9eh5l So wonderfully Californian, Marsha Weidman's home has it all--along the beach, far from noisy traffic, with a ...
Is David Lereah going to Hell?
by HARM on 28 Aug 2005 170 comments, latest 19 years ago
Ok, I know I said I was going into temporary retirement for a few months --and I will... soon... I promise ;-). But every time I think I'm done ...
by HARM on 28 Aug 2005 170 comments, latest 19 years ago
Ok, I know I said I was going into temporary retirement for a few months --and I will... soon... I promise ;-). But every time I think I'm done ...
by HARM on 19 Feb 2008 201 comments, latest 16 years ago
*pun courtesy of CalculatedRisk Intractable social problem: meet opportunity. Some homeless turn to foreclosed homes There have been several posts from yours truly contemplating this very idea, and now ...
Stage 1: Denial
by HARM on 14 Sep 2005 165 comments, latest 19 years ago
"S.D. blazes new trail in housing slowdown" signonsandiego.com: http://tinyurl.com/afg6n The market is giving Teresa Generas the jitters, causing her to pray for somebody to buy her 1931 Mission Revival ...
by HARM on 14 Sep 2005 165 comments, latest 19 years ago
"S.D. blazes new trail in housing slowdown" signonsandiego.com: http://tinyurl.com/afg6n The market is giving Teresa Generas the jitters, causing her to pray for somebody to buy her 1931 Mission Revival ...
by HARM on 25 Jan 2007 239 comments, latest 17 years ago
Quite a lot of debate among us Amerika-and-success-hating Patrick.netters has focused on where to lay the responsibility for the current housing bubble crash (which doesn't exist, btw). For most ...
by HARM on 7 Aug 2006 224 comments, latest 18 years ago
If there's one thing that distinguishes your average Patrick.net blogger from your typical robotic SDCIA.com perma-bull, it's the ability to consider your opponent's P.O.V. and to see things from ...
by HARM on 20 Nov 2007 129 comments, latest 15 years ago
Sacramento Bee: "California lenders agree to freeze rates" In an unprecedented move designed to save thousands of California homeowners from foreclosure, Gov. Arnold Schwarzenegger announced a deal Tuesday with ...
by HARM on 11 Jul 2007 121 comments, latest 15 years ago
We all know that a picture is worth a thousand words, and I believe this is also true of charts and graphs. A well designed chart has a way ...
by HARM on 27 Feb 2008 273 comments, latest 16 years ago
Fannie Mae, Freddie Mac Portfolio Caps Will Be Lifted (Update2) Phase 1 : Congress raised the GSE (Fannie and Freddie) conforming loan limit from $417,000 to $729,000. Phase 2 ...
by HARM on 15 May 2007 241 comments, latest 17 years ago
A Farewell to (option-)ARMs David Lereah has officially vacated his post as chief shill, propagandist, economist for the NAR. Needless to say, we're really going to miss him here ...
by HARM on 22 Feb 2008 146 comments, latest 15 years ago
Judge Smales: "You'll get nothing and like it!" Banks Lose to Deadbeat Homeowners as Loans Sold in Bonds Vanish Some highlights: Feb. 22 (Bloomberg) -- Joe Lents hasn't made ...
Blog Party Tales
by HARM on 18 Dec 2005 195 comments, latest 18 years ago
Please regale those of us who are "geographically challenged" (or is it "space-time differently abled"?) with your personal stories of the first Blog Party at Mijita's this Saturday. How ...
by HARM on 18 Dec 2005 195 comments, latest 18 years ago
Please regale those of us who are "geographically challenged" (or is it "space-time differently abled"?) with your personal stories of the first Blog Party at Mijita's this Saturday. How ...
by HARM on 10 May 2007 246 comments, latest 17 years ago
Housing woes to continue, expert says Economist says downturn could weaken state's financial future Contra Costa Times 05/10/2007 “The malaise in California home building will hound the state for ...
by HARM on 13 Apr 2007 336 comments, latest 17 years ago
This is not a joke. Strawberry Picker Buys $720,000 House on $15,000/year Income HARM P.S. Sorry about the lazy post. I didn't have time to come up with something ...
by HARM on 16 May 2006 230 comments, latest 18 years ago
Given how low the barrier to entry is and how many licensed Realtwhores® are already out there (something like half a million in CA alone now), isn't the post-bubble ...
by HARM on 8 Nov 2007 161 comments, latest 16 years ago
Bankruptcy Law Backfires as Foreclosures Offset Gains (Update1) Nov. 8 (Bloomberg) -- Washington Mutual Inc. got what it wanted in 2005: A revised bankruptcy code that no longer lets ...
by HARM on 30 May 2006 72 comments, latest 18 years ago
Here's the eagerly anticipated 1st ever SoCal Patrick.net blog party group photo. Feast away, trolls!
by HARM on 1 Mar 2007 196 comments, latest 17 years ago
CNN Money/Fortune Interview with David Lereah: "Mr. Real Estate: 'All systems go, pockets of pain'" Q: You've been accused by the blog David Lereah Watch of being too bullish. ...
by HARM on 10 Apr 2007 248 comments, latest 17 years ago
Mortgage Bondholders May Bear Subprime Loan Risk Some excerpts: The top Democrat and Republican on the House Financial Services Committee said investors in mortgage bonds should be liable for ...
On a Personal Note
by HARM on 7 Aug 2005 176 comments, latest 19 years ago
In the course of posting here, many of us come to learn much about each other. In some ways, I've come to view many of the "regulars" here as ...
by HARM on 7 Aug 2005 176 comments, latest 19 years ago
In the course of posting here, many of us come to learn much about each other. In some ways, I've come to view many of the "regulars" here as ...
by HARM on 31 May 2007 118 comments, latest 17 years ago
*(Update - 06/12/2007): On June 6th, Snowflake brought the blog back (surprise, surprise!), with a vague and unspecified claim of having been "forced" to bring it back. A couple ...
Favorite Realt-whore Cliches
by HARM on 4 Mar 2006 108 comments, latest 12 years ago
It’s not a house it’s a home. Buy now or you’ll be priced out forever. Renting is just throwing your money away. You have to live somewhere. They’re not ...
by HARM on 4 Mar 2006 108 comments, latest 12 years ago
It’s not a house it’s a home. Buy now or you’ll be priced out forever. Renting is just throwing your money away. You have to live somewhere. They’re not ...
by HARM on 7 Feb 2007 277 comments, latest 17 years ago
Inspired by Rainman18 (from Ben Jones' blog): Expect real estate prices to decline in the coming year Redlandsdailyfacts.com posted 02/06/2007 Attention everyone: "When put into perspective of a 10-year ...
The Libertarianism-Morality Conundrum
by HARM on 2 Mar 2006 245 comments, latest 18 years ago
For many (if not most) Libertarians, the subject of morality is all but taboo. The very mention of the terms "social justice", "fairness", "level playing field", or "promoting the ...
by HARM on 2 Mar 2006 245 comments, latest 18 years ago
For many (if not most) Libertarians, the subject of morality is all but taboo. The very mention of the terms "social justice", "fairness", "level playing field", or "promoting the ...
"Rummage $ale Chic: Why We're Going Gaga Over Pinching Pennies"
by HARM on 21 Dec 2005 134 comments, latest 18 years ago
I was intensely curious to see how the looming housing crash would play out in the MSM in years to come, so I fired up the ole' Time Machine ...
by HARM on 21 Dec 2005 134 comments, latest 18 years ago
I was intensely curious to see how the looming housing crash would play out in the MSM in years to come, so I fired up the ole' Time Machine ...
by HARM on 8 Mar 2007 221 comments, latest 17 years ago
Most of the posts here tend to pretty much revolve around posting housing/economic news stats, debunking REIC propaganda, ranting about the NAR/Fed, sharing stories, parodying ignorant FBs, etc. This ...
by HARM on 21 Mar 2006 183 comments, latest 18 years ago
Truism: while many --though by no means all-- of the regular Patrick.net bloggers are renters, at some point most of us JBRs would like to become homeowners (something the ...
by HARM on 4 Nov 2005 61 comments, latest 18 years ago
Who are the authors/analyst/bloggers you turn to most often for reliable, relatively bias-free information about Real Estate, economics and/or investing? Have any favorite columns/books/articles? Favorite bubble quotes? Here are ...
by HARM on 4 Aug 2006 236 comments, latest 18 years ago
Thanks to Hollywood's cultural hegemony, everyone in the world seems to "know" California and usually has a mental image of what life in the state is like. Sadly, the ...
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