HARM's threads
NIMBY Laws and California Housing Prices
by
HARM
on 27 Jul 2005
126 comments, latest
19 years ago
This topic is a little off-the-Bubble theme in that it addresses long-term legal/structural changes in California's RE market that have artifically limited housing supply and driven RE prices here ...
All About Renting!
by
HARM
on 27 Apr 2006
196 comments, latest
18 years ago
Folks, over the last few months we've had the "Jealous Bitter Renters" Thread (written from the P.O.V. of a rabid housing bull) and often had discussions about renting mostly ...
Quotes that will live in Infamy
by
HARM
on 8 Sep 2006
230 comments, latest
18 years ago
Some notorious quotes --like events-- represent pivotal moments that should never be forgotten. They should be preserved for posterity and passed along to future generations to serve as a ...
Please help the REIC!
by
HARM
on 8 Feb 2007
301 comments, latest
17 years ago
Please help the REIC and banksters! (for those unfamiliar with the term, please refer to the Housing Bubble Glossary). They need our help. Signs their beloved mega-global housing/credit bubble ...
Spring Broke 2007!
by
HARM
on 24 Apr 2007
190 comments, latest
17 years ago
So far, looks like SP wins the "best successor to Robert Cote's 'Silent Spring, 2006' award! (Well, technnically he has to share some of the credit with Nathaniel Welch, ...
How does one regulate "well" ?
by
HARM
on 21 Sep 2006
195 comments, latest
18 years ago
We've had numerous debates on this blog over the past year on what constitutes "appropriate" levels of government, uh, "involvement" in the RE market. Individual views run a wide ...
Housing Bubble Glossary
by
HARM
on 11 Aug 2005
110 comments, latest
19 years ago
There have often been requests for defining acronyms and RE jargon that not all readers are familiar with. There have also been quite a few gems made up along ...
Counterparty risk and bubble hedging
by
HARM
on 20 Dec 2007
94 comments, latest
16 years ago
While the sheer volume of bubble/hedge fund/MBS-CDO implosion stories appearing in the news daily nowadays, it can be difficult to pick out the "pearls" among the pebbles, or the ...
No Bubble, My Bad :-(
by
HARM
on 15 Feb 2006
89 comments, latest
18 years ago
Bay Area Bubble Bloggers Admit Defeat, Throw in the Towel Copyright © 2006 UnReality Times®. All Rights Reserved. by Leslie Appleton-Young and David Lereah The housing bubble blogosphere today ...
So... Mr. Bernanke, what would you say ya do here?
by
HARM
on 27 Jun 2006
277 comments, latest
18 years ago
Randy H Said: Abolish the Fed I hope that is a joke. I’m trying to imagine a global economy without Central Banks, or a global economy in which one ...
Ben Jones & Patrick: Psychics or Super-Geniuses?
by
HARM
on 6 Mar 2007
179 comments, latest
17 years ago
As the rolling bubble crash gathers steam, and even formerly hostile MSM sources now reluctantly admit the bubble --and its bursting-- is undeniably real, one question remains: how did ...
In Debt We Trust
by
HARM
on 18 Jul 2005
185 comments, latest
19 years ago
It seems that Americans have become permanently addicted to debt –and not just housing debt, either. The savings rate in the U.S. has now fallen to virtually zero, for ...
Too Big to Fail?
by
HARM
on 8 Jul 2005
141 comments, latest
19 years ago
Are the GSEs (Fannie Mae, Freddie Mac & Ginnie Mae) “too big to fail� From the lender's perspective, in the 35+ years of their collective histories, the GSEs (Government-Sponsored ...
FuckedCounty.com "dead pool" revisited
by
HARM
on 2 Aug 2006
234 comments, latest
18 years ago
Ok, folks, the DQ numbers for June, 2006 are all in, so this is as good a time as any to see how we did on our "FuckedCounty.com" predictions ...
Tan-Man pleads for more government "help" to ease lending (while still under SEC Investigation)
by
HARM
on 30 Oct 2007
130 comments, latest
17 years ago
LA Daily News: Foreclosures, housing slump hurting California economy “â&#x problem we are seeing now is that first-time homebuyers can’t get into the market,’ Mozilo said. ‘This is the ...
Santa Barbara Realtors 'Refuse' To Share Data
by
HARM
on 30 Jan 2006
146 comments, latest
18 years ago
Santa Barbara News-Press http://www.newspress.com/Top/A 4th paragraph: "Over the past several years, the News-Press has obtained sales and median price data for the South Coast from the Santa Barbara Association ...
'Game over' for FL flippers counting on rising rents to bail them out.
by
HARM
on 17 Jul 2007
87 comments, latest
17 years ago
Thanks to Ben Jones at the Housingbubbleblog for posting this delicious, glorious link. Life is sweet for North Port renters A massive supply of vacant homes in the city ...
Big Government Libertarians
by
HARM
on 5 Dec 2005
164 comments, latest
18 years ago
I’ve noticed that lately there have been a lot of big industry players raising Cain over proposals to limit or even eliminate the mortgage interest deduction (http://tinyurl.com/bht2q). These are ...
Boomers & the Bubble
by
HARM
on 30 Jul 2005
152 comments, latest
19 years ago
The Baby Boomers' impact on the housing bubble has frequently come up in many past threads, for a variety of reasons. Some of the housing bulls have argued that ...
Unrealistic Sellers Face MLS De-Listing
by
HARM
on 9 Nov 2006
255 comments, latest
18 years ago
This anecdote was posted over at Ben's, and struck a chord. As high as inventory has already gotten in most places, I have to wonder if it would not ...
Monopoly MLS Post-Mortem: What Comes Next?
by
HARM
on 7 Feb 2006
150 comments, latest
18 years ago
Many here have argued that the 6% Realt-Whore commission is doomed, like travel agency commissions of yore. The NAR is already under investigation by the Feds for anti-competitive practices, ...
Right Said Fed
by
HARM
on 20 Jul 2005
122 comments, latest
19 years ago
The Housing Bubble's now official. The jig is up, cat's out of the bag, fat lady has sung. "Mr. Bubbles" himself called it in this morning's testimony before Congress: ...
Police: Realtor® Murders Possibly Related
by
HARM
on 12 Jul 2006
204 comments, latest
18 years ago
"Bring it on, I'm not afraid," says David Lereah The Disassociated Press By Jeff Gannon July 12, 2006 A series of shootings that wounded 13 California Realtors® statewide during ...
HARM to Peter P and Randy H: I find your lack of faith disturbing.
by
HARM
on 4 Jun 2006
238 comments, latest
18 years ago
Seriously, guys, just when public psychology and the market is finally starting to turn to such an extent that --even the brain-dead, NAR-bought MSM has to acknowledge it-- NOW ...
Bill Gross insists Fed charter includes propping up housing bubbles
by
HARM
on 5 Nov 2007
141 comments, latest
17 years ago
PIMCO says housing delinquencies to rise into 2008 NEW YORK, Nov 5 (Reuters) - The Federal Reserve will have to cut its federal funds target rate to prevent a ...
Lagging Vs. Leading Implosion Indicators
by
HARM
on 15 Dec 2005
157 comments, latest
18 years ago
Posted by DinOR in "Blog Party!!!" thread: "While some of the Bulls may find this hard to believe Foreclosures are a “lagging indicatorâ€. Ex post facto. Considering most people ...
Putting a Stake through the Heart of the "Rents are going to Shoot up" Myth
by
HARM
on 19 Jan 2007
113 comments, latest
17 years ago
Ok, it's official. We can finally put to bed one of the perma-bull/Trolls' favorite myths: rents are not about to shoot up and correct the price-to-rent imbalance all by ...
Patrick.net threatened with "Irrelevance"
by
HARM
on 12 Jun 2007
85 comments, latest
11 years ago
Patrick.net's housing bubble blog today faced perhaps the greatest threat in its 2+ year existence when a newcomer named "Busted" posted the following: Busted Says: June 12th, 2007 at ...
Gallery of Unlikely Bubble Victims
by
HARM
on 29 Mar 2007
220 comments, latest
17 years ago
One of the more interesting side-effects of the housing bubble's collapse is its ability to produce victims from some rather unexpected places. For example: Lennar Corporation, one of the ...
SoCal Blog Party II
by
HARM
on 4 Sep 2006
147 comments, latest
18 years ago
Well, another successful blog party hosted at Mr. X's sad pathetic rental has come and gone. We all had fun, exchanged FB stories and got to know each other ...
The Psychology of "Ownership"
by
HARM
on 22 Feb 2006
74 comments, latest
18 years ago
It's pretty obvious that our society (and most other societies) places a substantial cultural premium on the concept of home "ownership". We hear time and time again how most ...
Refinance = Debt Forgiveness
by
HARM
on 6 Apr 2007
143 comments, latest
17 years ago
Please help me out here, but I'm struggling with a new concept I can't quite seem to get my mind wrapped around. Apparently, at some point in the recent ...
RE Roadkill
by
HARM
on 2 Aug 2005
151 comments, latest
19 years ago
At hymie's request: "So much of the current economy has been dependent on this bubble. So many construction jobs, interior design etc. related to HELOCS, consumer spending in general. ...
New Paradigm? The Rise of Mortgage-Backed Securities
by
HARM
on 24 Oct 2006
174 comments, latest
18 years ago
This is a topic that seems to come up fairly often and I think is worth exploring: Does the rise of Mortgage-Backed Securities (MBS) and Collateralized Mortgage Obligations (CMOs) ...
FuckedCounty.com
by
HARM
on 5 Aug 2005
111 comments, latest
19 years ago
At Peter P's request: A "Dead Pool" for Bubble-infested CA real estate. Initially, I looked at FuckedCompany.com's site and quickly realized that their nuanced system of awarding "points" (for ...
NAR: Speculation Accounts for 40% of 2005 Home Sales
by
HARM
on 5 Apr 2006
153 comments, latest
18 years ago
Second homes 40% of market Updated 4/5/2006 3:10 AM By Noelle Knox, USA TODAY Americans snapping up second homes — as investments or vacation properties — accounted for four ...
Coping with my Schadenfreude
by
HARM
on 12 Apr 2006
268 comments, latest
18 years ago
WSJ article reports Flippers are getting a rough ass-pounding from the market. Despite the current turmoil, some Floridians remain bullish, including Stuart Miller, the chief executive officer of Miami-based ...
Stage 2: Anger
by
HARM
on 7 Jul 2006
224 comments, latest
18 years ago
We have clearly moved on from Stage 1: Denial in the Kubler-Ross cycle of grieving, as the following should establish beyond all reasonable doubt (thanks to Ben Jones): Washington ...
Why some market regulation is necessary and good for the economy
by
HARM
on 30 Jul 2007
125 comments, latest
17 years ago
We've had many posts on Laissez-Faire, anarchic capitalism vs. regulated markets here before, and I'm sure we'll have more in the future. Just saw this gem today (nod to ...
Dream Homes
by
HARM
on 16 Aug 2005
129 comments, latest
19 years ago
By Request of AntiTroll from Oz: What would be the ideal type of property for the blogsters and what price would you be willing to pay? (This should give ...
patrick.net
An Antidote to Corporate Media
1,198,347 comments by 14,130 users - mell online now