patrick.net

AD says

three consumer areas of housing, healthcare and college education have well outpaced inflation for at least the last 30 years

examine how healthcare has become a larger percentage of the US economy

Why did it stop at 2022?

Is anyone on Pat.net paying $27K/year for health insurance?

"Is anyone on Pat.net paying $27K/year for health insurance?"

You have to go Muslim and not charge interest on loans.

Muslim would have bank purchase car from dealer for $20,000 and sell to him for $23,436.48, with a "no interest" payment of $488.26/mo.

HeadSet says

Muslim would have bank purchase car from dealer for $20,000 and sell to him for $23,436.48, with a "no interest" payment of $488.26/mo.

a Mohammed workaround

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the best way to lessen income inequality is to balance the budget.

america is drowning under federal spending programs and every time someone tries to “redistribute their way to equity” this just gets worse because the spending is always there and it’s usually unpaid for.

when you run $2 trillion annual budget deficits, you end up printing endless piles of money.

this has been used to inflate a constant chain of concatenated bubbles which have been the relentless and implacable policy result of the alleged american central bank since the now seemingly tepid days of “the greenspan put” which begat the bernanke bailout which finally took us to the powell endgame of “print or die.”

it’s all an activist fed trying to stay ahead of runaway spending.

>30% of all M2 was created in the last 5 years, half in the last 10, and 84% since the irrational exuberance speech back in 1996 when greenspan warned of an internet bubble. here’s the graph of money supply growth vs real GDP growth. both are indexed to 100 on 12/6/1996 (the day of the irrational exuberance speech).




this is why we have had the unprecedented string of one bubble pouring into another in unending succession over the last 30 years.

this is what drives wealth inequality: it’s all about owning assets that are part of the bubbles. actual salary cannot keep up with that, especially in a global market and in the face of inflation. housing goes wild, especially if you let people buy with 2% loans over a 15 year span.

the best way to lessen income inequality is to balance the budget.

Soon a great leader will show up on the scene with promises to balance the budget, end wars, eliminate poverty and corruption. And before he is done he will demand the worship and obedience of every human being on the planet. Sadly most will give him just that.

Revelation 13:16-17

https://sukwan.substack.com/p/sunday-strip-what-happened-to-the-efd

https://yuribezmenov.substack.com/p/make-america-affordable-again

Food and consumer goods are still expensive AF and keep going up.

Food and consumer goods are still expensive AF and keep going up.

What most pundits miss is that Democrats handed Trump an “affordability” katana— and he’s now swinging it around, with gusto.

Everyone focuses on money printing as the big driver of Bidenflation. And absolutely, that played the starring role. But the chart at the top of this post tells the other untold part of the story: regulations themselves quietly ratcheted prices upward. Biden’s team made everything more expensive on purpose. Trump is now dismantling that machinery— and racing down the political highway at 90 mph.

Cutting suffocating regulations is the lowest of low-hanging fruit, and Trump is shaking the whole tree.

Democrats might regret turning “affordability” into their rallying cry. It just gave Trump the political cover to bulldoze one of their most cherished regulatory temples—and hand working families cars they can actually afford again.

The Real Cost of Living Increase Index
It exposes why middle-class Americans — salaried workers who are given routine pay hikes and retirees who depend on annual increases in their corporate pension and Social Security payments — can’t maintain their standard of living. Plainly and simply, the Index shows that their income can’t keep up with their expenses, and it explains why they increasingly have to turn to the government for entitlements to bail them out.

It’s because salary and benefit increases are pegged to the Consumer Price Index (CPI), which for more than a century has purported to reflect the fluctuation in prices for a typical “basket of goods” in American cities — but which actually hasn’t done that for more than 30 years.

The middle class has seen its purchasing power decline dramatically in the last three decades, forcing more and more people to seek entitlements when their savings are gone. And as long as pay raises and benefit increases are tied to a false CPI, this trend will continue.

The myth that the CPI represents the increase in our cost of living is why the Chapwood Index was created. What differentiates it from the CPI is simple, but critically important. The Chapwood Index:

Reports the actual price increase of the 150 items on which most Americans spend their after-tax money. No gimmicks, no alterations, no seasonal adjustments; just real prices.

Shines a spotlight on the inaccuracy of the CPI, which is destroying the economic and emotional fiber of our country.

Shows how our dependence on the CPI is killing our middle class and why citizens increasingly are depending upon government entitlement programs to bail them out.

Claims to persuade Americans to become better-educated consumers and to take control of their spending habits and personal finances.

PCE reported today for September 2025 and it is 2.8% (annual inflation).