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Patrick says
Part of my retirement plan is to avoid California income tax entirely by moving to a state with no income tax,
So you're moving out of state to avoid the income tax when you retire and stop generating income?
Sounds legit.
Patrick says
Part of my retirement plan is to avoid California income tax entirely by moving to a state with no income tax,
So you're moving out of state to avoid the income tax when you retire and stop generating income?
Sounds legit.
I vote sailboat! Maybe I'll join ya!
What many don't understand is that traditional 401ks are not that great since taxes are likely going to be higher when you retire given the fact most - esp. leftoid politicians are thieves and thus taxes only go up and hardly ever down during your lifetime. It's a bit of a scam.
It's a bit of a scam.
I don’t know where Rin was in California; when I first saw it I was amazed.
Automan Empire saysPatrick says
Part of my retirement plan is to avoid California income tax entirely by moving to a state with no income tax,
So you're moving out of state to avoid the income tax when you retire and stop generating income?
Sounds legit.
What many don't understand is that traditional 401ks are not that great since taxes are likely going to be higher when you retire given the fact most - esp. leftoid politicians are thieves and thus taxes only go up and hardly ever down during your lifetime. It's a bit of a scam.
So far I only have 200 in a roth and 50 in a 401k. So I'll probably only make it half way there.
mell saysAutoman Empire saysPatrick says
Part of my retirement plan is to avoid California income tax entirely by moving to a state with no income tax,
So you're moving out of state to avoid the income tax when you retire and stop generating income?
Sounds legit.
What many don't understand is that traditional 401ks are not that great since taxes are likely going to be higher when you retire given the fact most - esp. leftoid politicians are thieves and thus taxes only go up and hardly ever down during your lifetime. It's a bit of a scam.
They're too restrictive! They're only worth it if your company matches. Take the free money. Otherwise, you can just open your own IRA and pick yourself.
Now...
Also If you want to know how over-valued the market is the best metric is the Schiller PE Ratio It uses average earnings over the last decade helps to smooth out the impact of business cycles on P/E https://multpl.com/shiller-pe
16 is normal
30 before the great depression
We’re at 32
Another is the dow/gold ratio where 15 stocks are expensive and 5 gold is expensive. I'd have some cash for upcoming opportunities ;)
clambo says
I realized California is going to take a lot of my money
Part of my retirement plan is to avoid California income tax entirely by moving to a state with no income tax, like WA. They have high sales tax and property tax, but I'll still be ahead.
https://www.thebalance.com/states-without-an-income-tax-3193345
Tenpoundbass says
I had develop my own techniques to knock holes to get at the wires
Hammer?
Lots of people don't get their wires changed because they believe it will be too intrusive.
If I had more cash on hand, I would load up on what I think I'll need over the next 10 years wrt appliances, vehicles, tools, etc. Shit is going to get incredibly more expensive once the supply chain disruptions settle into a new equilibrium.
Plenty of biotech stocks on discount, the sector will do better than the rest 2023.
mell says
Plenty of biotech stocks on discount, the sector will do better than the rest 2023.
whats worth buying and holding?
my income has grown 20x since the pandemic started
CBOEtrader - How the hell did you do that?
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2. Doing fine. Things are just the same, no changes.
3. Still earning, but working from home now.
4. Lost my job, but have savings and UE payments are helping.
5. Was a gig worker, little savings, not being helped by UE payments.
6. Retired and smoking fat cigars.
7. Was homeless before, so who the fuck gives a shit?
8. Back in Mom's basement and enjoying her apple pie.
9. Illegal organ harvesting business doing better than ever.
10. Getting laid more by desperate, broke, but tatted babes.
11. Internet service is spotty in the bunker, but have plenty of yams, beans and lead. Bring it on!