patrick.net

Buy dividend paying stocks before the Fed lowers rates. If you are happy with the cash flow forget about the stock price after that. People here (generally speaking) are old or old-ish and should be shifting their investments to dividend paying stocks at this point anyway.

Rin has been suggesting good div paying stocks
MO

Some reits r good also
Most of my stocks r div paying

When you look at the Magneficient 7 which includes such as Amazon and NVDIA, they rallied a lot this year. Amazon is up about 75% year to date.

Typically if you have a rally like this, the following year will see likely a +7 to +10% return. I liken it to a spring oscillation as the displacement or movement decreases with time.

However, investors will rotate to other stocks that were beaten down and look like good values.

In 2023, regional banks have been beaten down, so has healthcare and energy stocks. That is why I like Vanguard High Dividend Yield Fund and its Healthcare Fund.

.

Regional banks... is the worst yet to come? They've already had a decent run (but well off their previous highs).

I'm older and I am not going to dividend stocks yet because I am a greedy bastard who wants more obscene capital appreciation before shifting to an income objective.

Luckily I have enough dividends and interest to be able to wait a little while longer.

"Money talks, bullshit walks."
"It's fuck or walk."

Why I added that I don't know.😎

History suggests the stock market will likely do well in the election year of an incumbent President which is 2024. Time will tell.

With 3 rate cuts projected for 2014, and 30-year fixed mortgage rates have come down to 6.25% now, this actually provides a little tail wind for the housing market going into this spring/summer.

For those iTulip fans, Finster's Financology website has a few suggestions (full disclosure, I just read because I like his writing style, and am not financially affilliated with this) for a more income/dividend weighted investment style:

https://financology.net/financology-model-income-portfolio/

Booger says

Buy dividend paying stocks

Unfortunately, I make enough in Apple dividends that I don't qualify for a whole bunch of government welfare... Obamacare subsidies, energy subsidies, etc. Dividends force you to take the "income" every year. I'd rather just be accumulating capital gains and decide when to take recognize the gain. For example, after qualifying for medicare and fleeing California.

A person could always short California State and municipal bonds.

That might work out.

While you're working, living in California is OK from a taxation perspective. If you're paid enough, who cares about California income tax?

When you're retired and living off of your various investments, it's a very bad deal.

Without withdrawing anything from a retirement account or annuity, I saved $7,000 in California taxes in my first year.
When I start actually spending the money, the savings will be much more.

You guys can help pay for the schools and healthcare for illegals and their children; don't expect them to thank you however.
I forgot the rich pension of the county workers, cops and firemen, sheriff, CHP.

Biotech, that xbi smackdown from 23 will have a continued yuge snapback.