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The reforms needed are simple and obvious
The article makes no sense: the guy is 70 hence he's on Medicare. Why would his heart almost fail when he saw the bill?
I've seen some hefty bills afrer my kid's surgery, but once the total crossed out-of-pocket maximum the rest was free for the whole family for the rest of the year. We were even getting checks in the mail for co-pays collected at doctor's offices.
And I'm on a high-deductible plan, mind you.
http://www.abovetopsecret.com/forum/thread1266301/pg1