Federal government shutdown and markets
by SFace
on 6 Apr 2011
6 comments, latest 13 years ago
After six extensions, there is finally real possibility of a federal government shut down. I'm not sure what to think and how to play the market as this is ...
SFace
United States, joined 2009 Dec 2 Has 7 followers. Is following 0.➕follow (7) 💰tip
threads pinned by SFace
authored 1,091 comments and 71 threads
SFace's threads
California deficit is gone
by SFace on 10 Jan 2013 7 comments, latest 11 years ago
http://www.sfgate.com/bayarea/ After 5 years, things are turning the corner, including state government budget deficit. A lot of people is going to give that strange grin, for good reasons. But ...
by SFace on 10 Jan 2013 7 comments, latest 11 years ago
http://www.sfgate.com/bayarea/ After 5 years, things are turning the corner, including state government budget deficit. A lot of people is going to give that strange grin, for good reasons. But ...
Wells Fargo 20K Housing Grant Dec 7 and Dec 8 (time sensitive)
by SFace on 28 Nov 2012 6 comments, latest 11 years ago
I communicated this to my tenants, but here is something you should look into in case you don't know. It is time sensitive hrhjuliet, ECBB, etc. Get your paperwork ...
by SFace on 28 Nov 2012 6 comments, latest 11 years ago
I communicated this to my tenants, but here is something you should look into in case you don't know. It is time sensitive hrhjuliet, ECBB, etc. Get your paperwork ...
fertilizer Cartel WTF
by SFace on 2 Aug 2013 1 comment, latest 11 years ago
I was looking at the demise of Potash ("POT") Long story short, a key partner opt out of a price fixing cartel, apparently this has gone for a while ...
by SFace on 2 Aug 2013 1 comment, latest 11 years ago
I was looking at the demise of Potash ("POT") Long story short, a key partner opt out of a price fixing cartel, apparently this has gone for a while ...
10 reasons debunked #4
by SFace on 4 Aug 2014 Posted 10 years ago
"4.Because buyers already borrowed too much money and cannot pay it back. They spent it on houses that are now worth less than the loans. This means most banks ...
by SFace on 4 Aug 2014 Posted 10 years ago
"4.Because buyers already borrowed too much money and cannot pay it back. They spent it on houses that are now worth less than the loans. This means most banks ...
AP courses
by SFace on 12 Jan 2011 15 comments, latest 13 years ago
Just want to put this out there for those interested. I have a colleague who just sent their 18 year daughter to college. (UC Berkeley) He mentioned that because ...
by SFace on 12 Jan 2011 15 comments, latest 13 years ago
Just want to put this out there for those interested. I have a colleague who just sent their 18 year daughter to college. (UC Berkeley) He mentioned that because ...
Why Apple shold annouce a special dividend a la Costco
by SFace on 28 Nov 2012 3 comments, latest 11 years ago
* Apple is a negative capital business. They don't need money to operate anyway. (The money are collected faster than having to pay their vendors and costs) * Anticipate ...
by SFace on 28 Nov 2012 3 comments, latest 11 years ago
* Apple is a negative capital business. They don't need money to operate anyway. (The money are collected faster than having to pay their vendors and costs) * Anticipate ...
March Job Report
by SFace on 1 Apr 2011 6 comments, latest 13 years ago
http://money.cnn.com/2011/04/0 looks like US is headed for 2-2.5M jobs added in 2011. Recession is clearly over, housing price will bottom sometime in 2011, my guess is middle of 2011, ...
by SFace on 1 Apr 2011 6 comments, latest 13 years ago
http://money.cnn.com/2011/04/0 looks like US is headed for 2-2.5M jobs added in 2011. Recession is clearly over, housing price will bottom sometime in 2011, my guess is middle of 2011, ...
Comeback of the RAZR?
by SFace on 4 Nov 2011 2 comments, latest 13 years ago
7 years ago, the Mororola RAZR rejuvanted the Mortorola brand. It was thin and sleek and was a must have phone, like the Iphone is now. Well, 7 years ...
by SFace on 4 Nov 2011 2 comments, latest 13 years ago
7 years ago, the Mororola RAZR rejuvanted the Mortorola brand. It was thin and sleek and was a must have phone, like the Iphone is now. Well, 7 years ...
5 years of work 4M retirement benefit for Public employee
by SFace on 18 Jan 2013 3 comments, latest 11 years ago
That's essentially how much a 230K annual bump to the pension is worth, based on reverse annuity. All done in 5 years and not a day more of government ...
by SFace on 18 Jan 2013 3 comments, latest 11 years ago
That's essentially how much a 230K annual bump to the pension is worth, based on reverse annuity. All done in 5 years and not a day more of government ...
Christie & Social security reform
by SFace on 14 Apr 2015 Posted 9 years ago
"As part of the plan, he'll propose phasing out Social Security payments for those making more than $80,000 in other income and eliminating them for those making $200,000 or ...
by SFace on 14 Apr 2015 Posted 9 years ago
"As part of the plan, he'll propose phasing out Social Security payments for those making more than $80,000 in other income and eliminating them for those making $200,000 or ...
Oakland minimun wage
by SFace on 20 Feb 2015 Posted 9 years ago
On march 1, 2015, it would be the highest in the nation (for 60 days at least), at $12.25/hr. A whopping jump from $9. Let's see how that affects ...
by SFace on 20 Feb 2015 Posted 9 years ago
On march 1, 2015, it would be the highest in the nation (for 60 days at least), at $12.25/hr. A whopping jump from $9. Let's see how that affects ...
Time for two presidents
by SFace on 11 Mar 2010 4 comments, latest 14 years ago
I was thinking about Chervron and how they have a president for upstream (oil discovery and crude) and downstream (refining and retail) business, each with specialty in that particular ...
by SFace on 11 Mar 2010 4 comments, latest 14 years ago
I was thinking about Chervron and how they have a president for upstream (oil discovery and crude) and downstream (refining and retail) business, each with specialty in that particular ...
NJ pension reform, model for other state and local?
by SFace on 8 Jun 2011 10 comments, latest 13 years ago
http://blogs.wsj.com/metropoli I love the deal/proposal, realistic and fair to both sides. California and San Francisco needs to look at this closely.
by SFace on 8 Jun 2011 10 comments, latest 13 years ago
http://blogs.wsj.com/metropoli I love the deal/proposal, realistic and fair to both sides. California and San Francisco needs to look at this closely.
Silver Bay Realty Trust ("SBY")
by SFace on 4 Mar 2013 1 comment, latest 11 years ago
This is a great resource to understand what is happening at the investor level for single family homes. The metrics and items that matters are all discussed in the ...
by SFace on 4 Mar 2013 1 comment, latest 11 years ago
This is a great resource to understand what is happening at the investor level for single family homes. The metrics and items that matters are all discussed in the ...
Little more thoughs on 1997
by SFace on 24 Feb 2010 9 comments, latest 14 years ago
There has been some fascination by certain posters that 1997 is the technical support level for which we measure current housing price by. I was never satisifed with any ...
by SFace on 24 Feb 2010 9 comments, latest 14 years ago
There has been some fascination by certain posters that 1997 is the technical support level for which we measure current housing price by. I was never satisifed with any ...
by SFace on 13 Feb 2013 Posted 11 years ago
Here's an example of new build in San Francisco. 490K surrounding house are around 1M. This one 1.7M+, and it will get at least that price guaranteed probably 1.9M. ...
Buffet's 2010 annual letter dated Feb 26, 2011
by SFace on 28 Feb 2011 4 comments, latest 13 years ago
"Don’t let that reality spook you. Throughout my lifetime, politicians and pundits have constantly moaned about terrifying problems facing America. Yet our citizens now live an astonishing six times ...
by SFace on 28 Feb 2011 4 comments, latest 13 years ago
"Don’t let that reality spook you. Throughout my lifetime, politicians and pundits have constantly moaned about terrifying problems facing America. Yet our citizens now live an astonishing six times ...
Vancouver - Most beautiful City?
by SFace on 12 Feb 2010 5 comments, latest 14 years ago
The upcoming winter oympics in Vancouver brought fresh thoughts to big cities around the world, and from a shere beauty standpoint, I sincerely think is the most beautiful city ...
by SFace on 12 Feb 2010 5 comments, latest 14 years ago
The upcoming winter oympics in Vancouver brought fresh thoughts to big cities around the world, and from a shere beauty standpoint, I sincerely think is the most beautiful city ...
stories like this makes me want to send my 2 kids to Cupertino
by SFace on 11 May 2010 3 comments, latest 14 years ago
http://finance.yahoo.com/caree "Cupertino High School senior Diane Keng pitches MyWeboo.com, her third start-up, at the Web 2.0 Expo in San Francisco. Here is one indicator of the allure of Silicon ...
by SFace on 11 May 2010 3 comments, latest 14 years ago
http://finance.yahoo.com/caree "Cupertino High School senior Diane Keng pitches MyWeboo.com, her third start-up, at the Web 2.0 Expo in San Francisco. Here is one indicator of the allure of Silicon ...
pending home sales almost back to Tax Credit level in March/April 2010.
by SFace on 4 Oct 2010 1 comment, latest 14 years ago
overall August pending home sales index at 82.3, a 4.3% increase vs. July. In the west, pending homes sales index is 101.1, above March 2010 level of 100.4 and ...
by SFace on 4 Oct 2010 1 comment, latest 14 years ago
overall August pending home sales index at 82.3, a 4.3% increase vs. July. In the west, pending homes sales index is 101.1, above March 2010 level of 100.4 and ...
Looking back to January 2009
by SFace on 12 Jan 2011 2 comments, latest 13 years ago
I had time to reflect on some recent events and in particular where we were January 2009 and now. In my mind, January 2009 was the most uncertain period ...
by SFace on 12 Jan 2011 2 comments, latest 13 years ago
I had time to reflect on some recent events and in particular where we were January 2009 and now. In my mind, January 2009 was the most uncertain period ...
How much are you saving?
by SFace on 10 Feb 2010 6 comments, latest 14 years ago
As a finance guy and spouse a tax guru, we are always fascinated with savings,returns and investment. Care to share how much you are saving and discuss what works ...
by SFace on 10 Feb 2010 6 comments, latest 14 years ago
As a finance guy and spouse a tax guru, we are always fascinated with savings,returns and investment. Care to share how much you are saving and discuss what works ...
thoughts on taxes
by SFace on 1 Sep 2010 1 comment, latest 14 years ago
I just finished my 2009 taxes and was thinking about our tax policies as well. Here is an inventory of tax effect from the various tax code. Area of ...
by SFace on 1 Sep 2010 1 comment, latest 14 years ago
I just finished my 2009 taxes and was thinking about our tax policies as well. Here is an inventory of tax effect from the various tax code. Area of ...
Sales commission based on sales price
by SFace on 18 Dec 2012 Posted 11 years ago
My colleague is selling his San Mateo home. It's a 3/2, basically sells itself. Any realtor would beg to have this account. In any case, we were brainstorming some ...
by SFace on 18 Dec 2012 Posted 11 years ago
My colleague is selling his San Mateo home. It's a 3/2, basically sells itself. Any realtor would beg to have this account. In any case, we were brainstorming some ...
The country goes when the bank goes
by SFace on 12 Jan 2011 1 comment, latest 13 years ago
I am a big believer that the economy goes when the bank goes. From that perspective, it looks like the big banks are on the verge of breakout and ...
by SFace on 12 Jan 2011 1 comment, latest 13 years ago
I am a big believer that the economy goes when the bank goes. From that perspective, it looks like the big banks are on the verge of breakout and ...
San Francisco Prop B. Pension and Health Reform
by SFace on 26 Oct 2010 1 comment, latest 14 years ago
I was going through the voting material last night, and one particular proposition picqued my interest, and that is San Francisco Prop B, Pension and Health reform. I think ...
by SFace on 26 Oct 2010 1 comment, latest 14 years ago
I was going through the voting material last night, and one particular proposition picqued my interest, and that is San Francisco Prop B, Pension and Health reform. I think ...
Debts are Assets
by SFace on 20 May 2011 2 comments, latest 13 years ago
It's going to sound counterintuitive, but it's not. You hear certain people in the forum saying they would not buy unless it is all cash, which in my opinion ...
by SFace on 20 May 2011 2 comments, latest 13 years ago
It's going to sound counterintuitive, but it's not. You hear certain people in the forum saying they would not buy unless it is all cash, which in my opinion ...
REIT Index outperformed S&P 500 index significantly
by SFace on 28 Jun 2010 1 comment, latest 14 years ago
For all the talk of property price implosion. If you would have invested in a US REIT index fund this past decade, annual returns would essentially come up to ...
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by SFace on 28 Jun 2010 1 comment, latest 14 years ago
For all the talk of property price implosion. If you would have invested in a US REIT index fund this past decade, annual returns would essentially come up to ...
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