patrick.net

I am missing something.

If the bank never took title, can't the original owners simply move back in? After all, they still own the place. Since the bank never finished the forclosure, why can't the defaulters just set up house, pay the taxes but skip payments to the bank?

Bap33 says

most city services like water and sewer and garbage have to be opened by the owner on the title

But aren't the forclosurees' names still on the title? After all, that is why they are being hit with taxes and cleanup orders. The forclosuree should still have rights as owner, not a tenant. After all, consider the rich lawyer asshole in Florida who chose to stop paying because the bank could not prove who owned the mortgage, and thus could not throw him out. He lives in a house mortgage free. At least the forclosurees in the above link would be moving into a home that the bank does not want.