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1
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AD
2025 Feb 28, 9:08pm
AD
2025 Feb 28, 9:08pm
AmericanKulak says
Does not the insurance company send you a statement which displays how much they paid and how much you are obligated to pay such as the co pay ?
So the billing department for the doctors office is giving you a bill amount greater than the co pay ?
.
The billing department says, “The bill was $2,342.14. We billed your insurance. Your insurance only paid $1,078.85
Can I go back to the discount without the insurance?
Does not the insurance company send you a statement which displays how much they paid and how much you are obligated to pay such as the co pay ?
So the billing department for the doctors office is giving you a bill amount greater than the co pay ?
.
2
Ceffer
2025 Mar 1, 11:44am
Ceffer
2025 Mar 1, 11:44am
Count your blessings. Don't they include a can of Crisco and instructions on how to grab your ankles with every claim?
3
WookieMan
2025 Mar 1, 11:56am
WookieMan
2025 Mar 1, 11:56am
Do not take this as advice. Every situation is different. Don’t pay.
Medical collections really don’t move a credit score. Can’t garnish wages. Take the ding and don’t pay if you have a medical procedure.
Especially if you have insurance. Everyone gets paid what the expense was. You’re not screwing anyone over.
Medical collections really don’t move a credit score. Can’t garnish wages. Take the ding and don’t pay if you have a medical procedure.
Especially if you have insurance. Everyone gets paid what the expense was. You’re not screwing anyone over.
4
TheAntiPanicanLearingCenter
2025 Mar 1, 3:23pm
TheAntiPanicanLearingCenter
2025 Mar 1, 3:23pm
AD says
If you check the OP's account, you'll see ones where people call to schedule tests, and are quoted a price with the receptionist assuming they are paying cash.
Then when they inform the receptionist later, and present insurance, the out of-pocket total cost goes UP
Does not the insurance company send you a statement which displays how much they paid and how much you are obligated to pay such as the co pay ?
If you check the OP's account, you'll see ones where people call to schedule tests, and are quoted a price with the receptionist assuming they are paying cash.
Then when they inform the receptionist later, and present insurance, the out of-pocket total cost goes UP
Here's one:
“The first bill we got without the insurance was $600. And then the second bill was almost $1,300”
Their response, “You're not eligible for the discount since you are insured”
The billing department says, “The bill was $2,342.14. We billed your insurance. Your insurance only paid $1,078.85
Can I go back to the discount without the insurance?
No, so you're insured, so you're not eligible for the discount.”
So because he has insurance he has to pay almost $700 more, for a total of $1.300… Make it make sense
https://x.com/WallStreetApes/status/1895677586123952264
Then add any monthly payments he's making (as many private sector employees must pay) to that $1300. Something a cash payer doesn't have to pay.