patrick.net

Buy dividend paying stocks before the Fed lowers rates. If you are happy with the cash flow forget about the stock price after that. People here (generally speaking) are old or old-ish and should be shifting their investments to dividend paying stocks at this point anyway.

Rin has been suggesting good div paying stocks
MO

Some reits r good also
Most of my stocks r div paying

When you look at the Magneficient 7 which includes such as Amazon and NVDIA, they rallied a lot this year. Amazon is up about 75% year to date.

Typically if you have a rally like this, the following year will see likely a +7 to +10% return. I liken it to a spring oscillation as the displacement or movement decreases with time.

However, investors will rotate to other stocks that were beaten down and look like good values.

In 2023, regional banks have been beaten down, so has healthcare and energy stocks. That is why I like Vanguard High Dividend Yield Fund and its Healthcare Fund.

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Regional banks... is the worst yet to come? They've already had a decent run (but well off their previous highs).

I'm older and I am not going to dividend stocks yet because I am a greedy bastard who wants more obscene capital appreciation before shifting to an income objective.

Luckily I have enough dividends and interest to be able to wait a little while longer.

"Money talks, bullshit walks."
"It's fuck or walk."

Why I added that I don't know.😎