2021 Feb 8, 5:17pm
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is currently preventing them from withdrawing any funds.
A cashier's check is a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions.
Call customer service a week later and ask them if your account is active or cancelled.Try logging on to the website and see if it has a "closed" or "inactive" status.If you continue to receive monthly statements, the account is still open.After a couple of months, check your credit reports. See if the account is listed as closed or open, and see if the credit card company is still reporting monthly to the credit report.Take a look at the expiration date on your card. When that date approaches, if your account is still active, they will send you a new card. If it is closed, you won't get a new card.
I use online banks for interest rates. I just want a place that gives me free checking, free checks and atms. I haven't found a credit union that would do that.I told one that I'd be putting over 100K into their union and asked if I'd get free checks. Nope.
I just need to get over the idea that I need bricks and mortar in a crisis.