patrick.net

marcus says

I've never comprehended it.

That's because you have the taxpayers picking up your tab with your gold plated government plan. The rest of us have high deductible plans that require us to spend 3K-12K before insurance even kicks in and even then we are paying 30% of the rather expensive negotiated rate after that. If we had zero or $10 copays like government workers do, then we wouldn't care about the price either.

Yes, I shop around for medical services. That is why I love and recommend CVS minute clinic, which has a price list on its webpage.

marcus says

it's paid for as long as you go to the right doctors.

Nope. Research something called a high deductible plan. It's your only choice at most private employers.

:
Booger says

we wouldn't care about the price either.

I didn't say I don't care about price. Actually I think our healthcare system is broken and I know that some form of nationalized health care is inevitable. With single payer, the demand side of the equation is one entity who can say "this is what we pay for that procedure, period."

Booger says

Research something called a high deductible plan. It's your only choice at most private employers.

I know what it is, I I had it for many years. You still go to doctors in your network though, and then once you've spent your deductible - things are covered above that (minus copays).

I'm fairly certain God has no need for sex...
Patrick says

OMFG if this goes through and health plans are forced to give estimates, that got my vote for Trump right there.

Market forces have been known to restrain prices in many fields. Medical is just one more.

Also remember the ones that brag about grabbing pussy most likely didn't .
ignoreme says

Remember that Trump grabbed someone’s pussy one time so nothing he does can be good.

"When you're a star they let you do it."

Truer words were never spoken.

marcus says

You still go to doctors in your network though, and then once you've spent your deductible - things are covered above that (minus copays).

You know that the co-pay is like 30% not $10 don't you?

I think it quite clear that a strictly free market approach for healthcare will not work unless you wish to live in a society that lets people in the bottom tiers financially and those who are dreadfully sick suffer and die. Cool if that is where you want to go. Fine and dandy when you are a young, wealthy and healthy libertarian master of the universe. But remember Ayn Rand capitulated to reality and took Medicare.

How much are you willing to pay for medical care for the poor?

Infinity? Because without some market discipline or medical price regulation that's where it's going.

I do agree that we need some affordable national health insurance plan. But to be affordable, it simply cannot pay for the most expensive treatments.

Booger says

marcus says

You still go to doctors in your network though, and then once you've spent your deductible - things are covered above that (minus copays).

You know that the co-pay is like 30% not $10 don't you?

He doesn't.

It’s great, it’ll make billing real, not made up. At least harder for hospitals to make up charges.

I’ve seen charges vary by patient and insurance for same services.

Liberal_in_blackface says

You know that the co-pay is like 30% not $10 don't you?

Dont know what policy you have but co pays on mine are not % they are dollar amounts based on the procedures. And there is an out of pocket max per year (which mine is 6400 I believe) after which all costs are covered. I have Kaiser. The out of pocket max is probably the most important number that nobody looks at, as it is the limitation between you and financial ruin.

Chiromancer says

I think it quite clear that a strictly free market approach for healthcare will not work unless you wish to live in a society that lets people in the bottom tiers financially and those who are dreadfully sick suffer and die. Cool if that is where you want to go. Fine and dandy when you are a young, wealthy and healthy libertarian master of the universe. But remember Ayn Rand capitulated to reality and took Medicare.

Patrick says

How much are you willing to pay for medical care for the poor?

Infinity? Because without some market discipline or medical price regulation that's where it's going.

I do agree that we need some affordable national health insurance plan. But to be affordable, it simply cannot pay for the most expensive treatments.

There were two interesting articles on that by Karl Denninger:

https://market-ticker.org/akcs-www?post=237391 (how stents and bypasses don't work better than intensive drug treatment)

https://market-ticker.org/akcs-www?post=237317 (treatment for cystic fibrosis costs 311K per year)

Heraclitusstudent says

Patrick says

What does that mean for patients? “They’ll be able to check them, compare them, go to different locations—so they can shop for the highest-quality care at the lowest cost.”

1 -You typically don't know what care you need, and
2 - people typically will not try 2-3 hospitals to see what the prices are. If you have an urgent issue, you don't have that luxury.
3 - Once you are there, you take whatever they say, in sequence they tell you it's necessary. You may come from 1 issue, then do something else.
4 - Usually you don't even care, because besides your deductible, it's for the insurance anyway.

The entire idea that competition will do the job of reining in costs is lame from the start.

So, can you come up with a reason why this shouldn't be done?

Patrick says

Infinity? Because without some market discipline or medical price regulation that's where it's going

Yep, I agree, I think we need both.

APOCALYPSEFUCKisShostikovitch says

This makes perfect sense.

Subscribers to insurance programs who pay premiums with set and known pre-paid prices are going to drive around bleeding and barphing and losing consciousness from hospital to hospital dickering with administrators to save money on costs for their insurance companies that they'll never ever realize in pocket.

DUH!

DOI!

DONNIE! MAKE! MOO!

Don't let your hate for orange man blind you - this is a great step into the right direction. Patients with an immediate emergency will still go directly to the nearest emergency room. the majority of procedures and tests are non-emergency.

HEYYOU says

bucket list:
1 - Be a failure.
2 - Be a loser.

Just sharing for all those that ignore you.

Patrick says

Market forces have been known to restrain prices in many fields. Medical is just one more.

Free Markets smash down the prices of drugs for sure.

I live it.

My Lisinopril meds are $15 co-pays in the US with gold-plated employer provided insurance insurance, which is supposedly the same price as having one of those drug store cards.

Same drug here in South America are $10, cash total, with no insurance involved.

Heraclitusstudent says

Patrick says

What does that mean for patients? “They’ll be able to check them, compare them, go to different locations—so they can shop for the highest-quality care at the lowest cost.”

1 -You typically don't know what care you need, and
2 - people typically will not try 2-3 hospitals to see what the prices are. If you have an urgent issue, you don't have that luxury.
3 - Once you are there, you take whatever they say, in sequence they tell you it's necessary. You may come from 1 issue, then do something else.
4 - Usually you don't even care, because besides your deductible, it's for the insurance anyway.

The entire idea that competition will do the job of reining in costs is lame from the start.

All of that might be true, but only for emergency care. Most surgeries and procedures are scheduled weeks in advance.
Example: say you are a pregnant woman without insurance who knows she will need to have a c section. This would allow you to shop hospitals to find the best deal rather than just go to a random one and pray the bill is affordable.

Onvacation says

HEYYOU says

bucket list:
1 - Be a failure.
2 - Be a loser.

Just sharing for all those that ignore you.

Wish you wouldn’t. I have that idiot on ignore for a very good reason!

NoCoupForYou says

Same drug here in South America are $10, cash total, with no insurance involved.

Now if Trump just keeps his other campaign promise and let’s people buy drugs across borders medical costs will plummet.

Can’t wait for all the articles from the whiny corporate owned liberal rags about how price transparency and free markets is a bad thing because orange man bad.

Seriously, this thread is a great test. If you come to this thread and type anything negative about this policy change, you objectively have TDS.

Shaman says

Example: say you are a pregnant woman without insurance who knows she will need to have a c section. This would allow you to shop hospitals to find the best deal rather than just go to a random one and pray the bill is affordable.

Careful you are making too much sense. Also, liberals don’t care about this cause they only need abortions which is already tax payer funded.

Most able bodied males and females who don't suffer from panic attacks or excessive gag reflex don't need any sedation for a gastroscopy. Yet 99% of those are done with sedation, adding a few k to the bill every time. Anesthesiologists are among the most expensive, as there is always risk involved. Start giving discounts for saving money in this excessive racket.

ignoreme says

Shaman says

Example: say you are a pregnant woman without insurance who knows she will need to have a c section. This would allow you to shop hospitals to find the best deal rather than just go to a random one and pray the bill is affordable.

Careful you are making too much sense. Also, liberals don’t care about this cause they only need abortions which is already tax payer funded.

Right, abortions should be completely defunded, saves a lot of money. WTF if you want to kill your unborn at the minimum pay for it, don't make others pay for your moral hazard.

LIbfucks are the only known political group that demand no sedation for routine colonoscopy...

mell says

Most able bodied males and females who don't suffer from panic attacks or excessive gag reflex don't need any sedation for a gastroscopy.

mell says

Right, abortions should be completely defunded, saves a lot of money. WTF if you want to kill your unborn at the minimum pay for it, don't make others pay for your moral hazard.

Other optional stuff shouldn't be covered either. Childbirth being high on my list of optional things.

Booger says

mell says

Right, abortions should be completely defunded, saves a lot of money. WTF if you want to kill your unborn at the minimum pay for it, don't make others pay for your moral hazard.

Other optional stuff shouldn't be covered either. Childbirth being high on my list of optional things.

Certainly not for bare or catastrophical insurance. There's still the argument that kids pay taxes in the future to fund the older generations SS and Medicare. But it can be made a choice on the health plan and you just pay a little more if you opt in, shouldn't be too much, womyn have far fewer kids than sicknesses in their lives.

"The American Medical Association (AMA) on Tuesday called for a total ban on all e-cigarette and vaping products that are not approved by the U.S. Food and Drug Administration as smoking cessation tools.

The AMA is urging regulators and legislators at the state and local levels to ban the sale and distribution of all e-cigarette and vaping products, and stipulates that those products should only be available by prescription."


It looks like the country's labor cartel of doctors want in on the vaping profits. Their goal has always been to make healthcare as expensive as possible.

theoakman says

It looks like the country's labor cartel of doctors want in on the vaping profits. Their goal has always been to make healthcare as expensive as possible.

Or... maybe they are concerned that the vapers aren’t going to be needing as many lungs removed, cancer treatments, and lung transplants. safer vices mean less medical treatment which means less money for the AMA.

ignoreme says

Now if Trump just keeps his other campaign promise and let’s people buy drugs across borders medical costs will plummet.

He also promised to let medicare negotiate with the drug companies which would be a huge savings...hows that going?

rdm says

He also promised to let medicare negotiate with the drug companies which would be a huge savings...hows that going?

Right, because Trump hasn’t been able to accomplish something yet that no other politician is even promising to try and do orange man bad.

Patrick says

OMFG if this goes through and health plans are forced to give estimates, that got my vote for Trump right there.

Can we start a health service search database built into patrick.net?

I'd like to plan minor surgeries while reading jazzmusiz analysasss.

CBOEtrader says

Patrick says

OMFG if this goes through and health plans are forced to give estimates, that got my vote for Trump right there.

Can we start a health service search database built into patrick.net?

I'd like to plan minor surgeries while reading jazzmusiz analysasss.

Great idea, also pricing by MDs, there are vast differences. Also those who bill incorrectly and over-bill. Those who give great cash discounts etc.

Shaman says

theoakman says

It looks like the country's labor cartel of doctors want in on the vaping profits. Their goal has always been to make healthcare as expensive as possible.

Or... maybe they are concerned that the vapers aren’t going to be needing as many lungs removed, cancer treatments, and lung transplants. safer vices mean less medical treatment which means less money for the AMA.

Yeah right. They want to charge you a monthly visitation fee to get your vape on.

HEYYOU says

Onvacation says

Just sharing for all those that ignore you.

Share this,also
Only childish retard ignorers can't handle the truth or even post a counter argument to the fact that Rep/Con scum support a liar,draft dodger,sex pervert,multiple adulterer or that they are failures that can't pay off all their debt,right now. What kind of losers can't pay cash for their shack that can be taken any time they can't pay their mortgage, making their families homeless?

There ya go

Seriously though, the first entrepreneur to take this data, build it into the healthcare version of Priceline = mega billionaire.

It would be a lead generation goldmine, every organic visitor worth $10-20 of average click through lead gen fees.

The data will be in a public API accessible database.

Brilliant video!

Again, there is no law when the laws are selectively enforced to benefit the politically connected.

Patrick says

Brilliant video!

Again, there is no law when the laws are selectively enforced to benefit the politically connected.

You should personally sue all hospitals in your area that have failed to comply.

Lawsuits are the answer.

Booger says

You should personally sue all hospitals in your area that have failed to comply.

Lawsuits are the answer.

This is a good idea, I'll look into it.