Pulled the trigger

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Pulled the trigger - again

invite response
2010 Nov 3, 5:40am 22,324 views 76 comments

1)Followed a pre-forclo until it was REO.
2)Read the paper on the front door and went to the website listed.
3)Signed up to be able to bid on the property on-line style.
4)Property came up after a few weeks, I placed an offer on-line, they countered, I accepted their counter, and I just now signed and returned their addendum docs with my check for title via scan/email. I used a REtor lady that had been working with me for about 2 years (opening doors and submitting offers). She set me up with proper offer docs and such. The on-line REO selling company preferred I get an agent.
5) when those docs come back I go to my lender

It sure saved time and money not having to deal with some REmfer between me and the holding company. If you want, look into Altisource and you may like it too.

1800 sq.ft, 3/2 ranch built in '89, end of a court with 6 acre lot homes, built in pool, huge garage, 1.15 acre square (not a pie shape), in one of the more exclusive rural areas of 95301 ...............

honestly worth about $175 - 195K
accepted offer - $134,500

Stay tuned

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Bap33 2012 Dec 13, 2:54am

Alrighty ... just refied down to 3.5 from 4.64, the loan cost will be paid back with the savings in about 3 years. House appraised at $260K, into it for 191K total.

Completely repainted the exterior.
Built shelves for inside the garage.
Shop and cement around it were done last summer.
Finished off the inside of the shop, epoxy floor, slick OSB side walls, lots of lights and plugs, wired for Cat 5 and Cable.
Oh, and the epoxy floor was a real challenge. I wanted to have a metal flake over white floor, to give it a 50's vibe. Well, I muffed up the application of the metal flake, made a mess and used up $200 extra in epoxy, but now it all looks ok, just plain bright white .. no clear, no metal flake. lol. This story is much funnier while standing in the shop!

The only thing really needed to do, besides constant maintanance, is landscape and flatwork.
I have diced, graded, and worked the lot to smooth and flat, and ready to be made cool, just don't wanna go into debt for landscape and flatwork.
Cement is $100yd, my cost, on Saturdays, with a full truck and no stand by time. Running lots of sprinklers on a well is not my favorite thing either, so I'm looking at lots of flat work and mow-strips to allow for rock areas.

top-grade laminated Hardwood floors are awesome, and the dog cant scratch them.

Black Appliances look neat but are hard to keep clean and look like crap too much of the time. Kinda like a black car.

Fire stove is a harth mount and is amazing. Uses very little wood, makes lots of heat. House is at 80deg and kids walking around in summer clothes after showers at night.

The market is pretty strong around the area because folks want to get away from the scummy areas. That is the only motivator in this area, I think. Otherwise, it's farther to the store, DMV, Doctor, ect. No sidewalks around here, and that can be an issue.

Kids have friends all around and the court we are on the end of is the playground. In the summer months there are nights when there are 15 kinds between 7 and 12 out on the court with scooters, bikes, or balls, or just running around being kids. Not a bad situation right now. I'm sure when they are all teenagers I will be keeping my daughter closer to the house! lol

my gorillia guard dog is getting lazy and fat due to no more true guard duty.

Merry Christmas