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Self made, with thanks to a completely free (to me) higher education in another country.
Are the schools, police, and military, Soclialist?
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The smartest ones, the ones I consider the sharpest, the most clever, highest IQ, are not the richest.
The richest are the ones that are relentlessly motivated and relationship focused. Every one of my close friends who is a millionaire (I have several), share those two characteristics.