patrick.net

Sorry you can't afford a house loser.

CaptainShuddup says

Strategist says

That's like saying - I have not died in the last 50 years, therefore I will never die.


I have some bad news for you.

Hey the risk is NOT worth $3,000 a year!

Not while people in the BA are paying $800 a year for twice the sqft.

Insurance is one thing, out right highway robbery is another.

Your logic is horrible. BA and Florida are apples and oranges. You FEEL your premiums are too high does not necessarily make it so. My understanding is those premiums go to a state fund because private insurers are not willing to offer hurricane insurance. If the premiums were really excessive as you claim, greedy private insurance companies would be scrambling to offer you insurance and take on the risk.
Just be happy you live in a sunshine state everybody loves.

CaptainShuddup says

Insurance is one thing, out right highway robbery is another.

You whining little piss ants will never own a fucking house so you're all just bitter little snot whistles. You cry piss and moan and want home owners everywhere to just suffer. If it was up to you fucksticks you would gladly champion $10,000 a year premiums.

Petty sniveling Losers!

he he he

CaptainShuddup says

Sorry you can't afford a house loser.

I could own twelve in your bassakward pile of shit state, but I want a better life than this:

Strategist says

Your logic is horrible. BA and Florida are apples and oranges. You FEEL your premiums are too high does not necessarily make it so. My understanding is those premiums go to a state fund because private insurers are not willing to offer hurricane insurance. If the premiums were really excessive as you claim, greedy private insurance companies would be scrambling to offer you insurance and take on the risk.

Just be happy you live in a sunshine state everybody loves.

Shut the fuck up and research the fucking Citizens insurance fiasco before you open your lie hole.

Sounds as if the GOP platform needs an anti-insurance plank.

Insurance is not a conservative principle.

Liberals love insurance because it's more money for nothing.

God forbid one of you useless bastards be productive for a living.

CaptainShuddup says

bob2356 says

Then you know that florida gets 40% of the hurricanes for the entire country.

I also know that before Andrew we went 3 decades before getting hit, and went damn near 15 years before the next one after that.

Oh really what about?
Name Force Date
Cleo 2 August 27 1964
Dora 2 September 10 1964
Isbell 2 October 14 1965
Betsy 3 September 8 1965
Alma 2 June 9 1966
Inez 1 October 8 1966
Gladys 2 October 19 1968
Agnes 1 June 19 1972
Eloise 3 September 23 1975
David 2 September 3 1979
Elena 3 September 1 1985
Kate 2 November 21 1985
Floyd 1 October 12 1987

Then
Andrew 5 August 24 1992

Followed by
Erin 2 August 3 1995
Opal 3 October 4 1995
Earl 1 September 3 1998
Georges 2 September 25 1998
Irene 1 October 15 1999
Charley 4 August 13 2004
Frances 2 September 5 2004
Ivan 3 September 16 2004
Jeanne 3 September 26 2004
Dennis 3 July 10 2005
Katrina 1 August 25 2005
Rita 1 September 20 2005
Wilma 3 October 24 2005
Gustav 2 August 31 2008

That doesn't include probably another 100 storms that passed by close enough to do damage without hurricane force winds.

Facts 1 captains credibility 0.

CaptainShuddup says

No I'm not concerned with those numbers at all, my house has already survived 60 years worth of storms

Really, all those storms went over your house? Very impressive. Tough house. You whine more than a bus full of 5 year olds with crap in their pants. Man up dude. Stop trying to put off being an insurance welfare queen on everyone else.

Dude shut the fuck up you ignorant ass. Hurricanes are NOT sustained 200mph winds. The brunt of the force is lost as soon as it hits land. By time it a mile inland most of the punch is lost. There are how ever down bursts which are short micro tornadoes. The news like to go into neighborhoods and show the two houses side by side that had the roof blown off, but they don't show you the other 400 houses in that same community that didn't have any destruction. Your average Tornado season in Kansas YOY over 30 years will do more damage and destruction than 3 decades of Hurricanes. That is if you take away the fools that build right on the Ocean surf and are in danger of receiving the full force of a hurricane landfall, and the surge that goes with it.

By far the most wide spread damage for 97% of people and houses that did not have catastrophic damage from the hurricane, comes from tree limbs falling on roofs and cars. Which we don't need hurricanes for that threat, every state in America reports violent thunderstorms that did damage from toppled trees. Those with tree damage makes up only a small portion as well. The biggest thing that effects people is the prolonged power outage. If we didn't lose power indefinitely after cat 5 storm, most people would consider it a non issue after they cleared the debris from the yard.
The amount of people with structural damage due to strong wind is very small less than 3% of the houses in the storm path.

That is unless you live somewhere like the Northeast Gulf of Mexico where an approaching hurricane creates a 20 foot wall of water out in front of it. I'm in the Southeast coast of Florida we're in the wrong geography for that kind of devastation.

Homestead Florida in Andrew 1992 the urban legend is over 10,000 migrant farm workers were killed there from the storm surge, because of all of the irrigation canals funnelled the storm surge inland like it did in the gulf during Katrina.

I mean I've only been studying this stuff for 30 years, I'd be happy to discus it with anyone. If you want to talk sensibly about areas that are more risky than others then I'm open to it. But to just blanket statement the whole state of Florida with a Hurricane boogeyman story, is just more Global Warming fear mongering and that's why we're here today, with me at odds with you assholes in the first place!

CaptainShuddup says

We've gone from taking tangible positive steps to virtualizing the our efforts in alleviating the perceived effects. Using a voodoo economic prejudicial application in political forums. IN the meantime we're ratcheting up the speed at which slash and burn virgin forests around the world, we're overfishing more than ever, wild life is dying off in the millions. And I'm sure it has more to do with man made military and corporate devices killing everything from fish, to birds, to aquatic mammals. If it was climate change issues, then you would think we'd find these sickly flocks, shoals, and pods of various animals before we find the mass kill offs that we've been finding more than ever in the last 15 years.

LOL

lostand confused says

Well, per NASA- Antartic sea ice is at record high levels.

http://www.nasa.gov/content/goddard/antarctic-sea-ice-reaches-new-record-maximum/

Sea ice surrounding Antarctica reached a new record high extent this year, covering more of the southern oceans than it has since scientists began a long-term satellite record to map sea ice extent in the late 1970s. The upward trend in the Antarctic, however, is only about a third of the magnitude of the rapid loss of sea ice in the Arctic Ocean.

Translation: Don't interpret this as a sign that sea-levels aren't rising due to overall melting of land-based ice.

CaptainShuddup says

Dude shut the fuck up you ignorant ass. Hurricanes are NOT sustained 200mph winds.

Hurricanes are sustained 74 mph/64 knot/118 kmh winds. Every hurricane I listed resulted in hurricane force winds in florida. Not all made landfall, but that's irrelevant. You said there had been no hurricanes for 30 years prior to andrew and 15 years after. Facts 1 captain credibility zero.

CaptainShuddup says

The brunt of the force is lost as soon as it hits land. By time it a mile inland most of the punch is lost.

When a hurricane comes fully ashore the force STARTS to be lost. It can carry many miles inland in a big hurricane. New Orleans is 30 miles from the gulf, what happened there you supercilious twit? Winds become lower but much more gusty. http://www.hurricanescience.org/science/science/hurricaneandland/

CaptainShuddup says

Your average Tornado season in Kansas YOY over 30 years will do more damage and destruction than 3 decades of Hurricanes.

Prove it.

CaptainShuddup says

The news like to go into neighborhoods and show the two houses side by side that had the roof blown off, but they don't show you the other 400 houses in that same community that didn't have any destruction

Like this in homestead 10 miles from the ocean?

Or this in galveston. BTW that entire area was a housing development.

CaptainShuddup says

That is unless you live somewhere like the Northeast Gulf of Mexico where an approaching hurricane creates a 20 foot wall of water out in front of it. I'm in the Southeast coast of Florida we're in the wrong geography for that kind of devastation.

So that's why Miami-Dade, Broward and Palm Beach counties are listed as the most at risk counties for storm surge in the country. I wondered about that.

CaptainShuddup says

I mean I've only been studying this stuff for 30 years,

Too bad you haven't learned anything yet. Keep trying.

CaptainShuddup says

But to just blanket statement the whole state of Florida with a Hurricane boogeyman story

So tell me where in florida ISN"T at risk from a hurricane? Name one spot.

The first picture is practically a mobile home park and that second picture is on the Ocean like I said.

More over the first picture was from Mobil Alabama and the second was Galveston Texas. Both were the gulf like I said it funnels a huge surge wave a head of the storm.
The LA delta carried the storm surge to those neighborhoods in LA, then the levies breached, and besides they are below sea level.

Not even apples to ball sacks.

The Gulf states other than Florida didn't get screwed over by the insurance companies like Florida.

As I said before Homestead got flooded because of all of the irrigation canals, and the biscayne bay funneled all of the surge right into those canals then those canal banks over flowed and wiped out some of those houses.
I don't live in the same geographic conditions that caused Katrina or Andrews flood destruction. Nor is all of Florida.
I'll also point out that the storm that Tampa bay and Fort Pierce also due to the same circumstances. So if anyone needs to pay more it should be people living near bays and other bodies of water that would funnel a storm surge to the dangerous conditions as those storms.

CaptainShuddup says

The first picture is practically a mobile home park and that second picture is on the Ocean like I said.

More over the first picture was from Mobil Alabama and the second was Galveston Texas. Both were the gulf like I said it funnels a huge surge wave a head of the storm.

The LA delta carried the storm surge to those neighborhoods in LA, then the levies breached, and besides they are below sea level.

Not even apples to ball sacks.

The Gulf states other than Florida didn't get screwed over by the insurance companies like Florida.

The first picture is homestead. Those aren't trailers, they are houses.

But if katrina instantly lost power the second it hit land and once more than a mile inland lost most of it's punch (your words) then how did it get water 30 miles to NO?

CaptainShuddup says

As I said before Homestead got flooded because of all of the irrigation canals, and the biscayne bay funneled all of the surge right into those canals then those canal banks over flowed and wiped out some of those house

You also said that in south florida where there wasn't any problem with storm surge. It's only a problem in northwest florida. Which is it?

Hint, there wasn't storm surge in homestead, the wind did the damage. you should know that after studying 30 years, but either you don't or as usual you are bullshitting. Here's a map of the surge. http://digir.fiu.edu/Lidar/AndrewStormSurge.html no where near homestead.

CaptainShuddup says

The Gulf states other than Florida didn't get screwed over by the insurance companies like Florida.

They don't get 1/10 the hurricanes florida does.

CaptainShuddup says

I don't live in the same geographic conditions that caused Katrina or Andrews flood destruction. Nor is all of Florida.

You've never heard of wind damage or hurricane generated tornados after 30 years of studying? That's really pathetic.

Man up, quite whining.

I was doing work in Homestead the next day. That picture you posted is only two square blocks what do you want from me. I said there are micro bursts. how do you explain those houses still standing among the carnage? Not every house in Homestead was destroyed. Although the whole side of an Apartment building fell off, exposing all of the apartments with all of the furniture intact like a life sized doll house. There was also a radio tower that fell parallel to US1 the mangled wreckage laid out for about a mile and a half, damaging strip malls and gas stations along with it. Yet, besides that apartment building and the toppled radio tower all of the other structures with in that 1 to 2 mile stretch of US1 were all intact and no visible damage to be seen.

More over the insurance industry in Florida has never posted losses. It's their profits and bonuses they were protecting. They only wanted to raise premiums about $100 at the time. Less than two years later after Christ ran the insurance companies out of town. Citizens his invention was charging $1,000 more a year on average premiums.

Look I know your livelihood depends on my paying these outrageous premiums in home and health insurance. But it a busted racket, and its days are numbered. The insurance racket in this country will be rolled back and repealed as soon as we can get the cockroaches out of the government who beholden to you and your Insurance sales cut.

CaptainShuddup says

I mean I've only been studying this stuff for 30 years, I'd be happy to discus it with anyone.

Thats being arrogant.

Yes how dare me to know where of I speak.

CaptainShuddup says

Yes how dare me to know where of I speak.

Sorry Captain....that lying liberal scientist knows more. If he says your ass is at risk, your ass is at risk.

My 65 year old house says you're both liars and a cheat.

You guys live in BA the worst air quality in the United States. I'm fucking sick and tired of subsidizing your poor choice of place to live. Your lungs must be shot, you're in danger of developing COPD, AFIB and a whole host of respiratory and vascular disorders.

And isn't the big one due any day now. Isn't California going to break off into the Ocean? I say we tax every Californian a $2000 a year tax, so when the big one comes. We have to go over there in that rubble and molten lava to rescue the idiots in California, we'll use that money to make a temporary FEMA camp for you guys.

And ah Gee you know, you guys live in gang murder capitol of the world, I think you need to pay more insurance for that as well. You know what, if all of California would just move that would be great. You could go to Mexico if they'll have you.

I just evicted California how cool am I?

CaptainShuddup says

My 65 year old house says you're both liars and a cheat.

Captain Captain Captain......there are homes 100 years old that say the same thing. There are homes that don't exist anymore have a different story to tell.
The purpose of insurance is to spread the risk.
Do you know how insurance started? I'll tell you. There were these merchants who owned ships in good ole England that would go to different parts of the world to trade. The problem was, it was all feast and famine, because the ships that did not make it would ruin the owner. So a bunch of these ship owners got together is a pub in Southampton, and had an idea. The unfortunate bloke who lost his ship would be compensated by those that did not. The risk was spread, and the concept of insurance came into being. A tremendous boost to trade was introduced. Those drunk shipowners in a pub probably do not realize how they shaped the future of commerce.
Cheers Mate.

CaptainShuddup says

I just evicted California how cool am I?

Did you pay your insurance bill? Please militia in today.

Strategist says

Captain Captain Captain......there are homes 100 years old that say the same thing. There are homes that don't exist anymore have a different story to tell.

Where show me a house built after the 1927 Florida hurricane season, until the early 70's that blew away from the storm. That photo of homestead above is a fucking trailer park, just look at the remainders, you got two single wide and a few double wide left. Those were prefabbed housing units at AFB read mobile homes. I lived it, I'm not going by one snap shot taken out of context.

And those stilt houses on the Galveston coast would have still been there had they had Concrete footers instead of wooden telephone poles.

CaptainShuddup says

Strategist says

Captain Captain Captain......there are homes 100 years old that say the same thing. There are homes that don't exist anymore have a different story to tell.

Where show me a house built after the 1927 Florida hurricane season, until the early 70's that blew away from the storm. That photo of homestead above is a fucking trailer park, just look at the remainders, you got two single wide and a few double wide left. Those were prefabbed housing units at AFB read mobile homes. I lived it, I'm not going by one snap shot taken out of context.

A hurricane hit it right? Who cares wether they are trailers or expensive homes.
Insurance looks at the potential risk. If you built a $10 million mansion in the exact same spot, it would get demolished too.

Strategist says

If you built a $10 million mansion in the exact same spot, it would get demolished too.

Now you're just being ignorant.

I suppose you're right if you built your Mansion out of furing strips, angle iron, sheet aluminium and single ply wall paneling.

CaptainShuddup says

And those stilt houses on the Galveston coast would have still been there had they had Concrete footers instead of wooden telephone poles.

Ha ha ha. They did not have that. So are you gonna blame the liberals for introducing a new building code that makes it more expensive to own a home, because a 65 year old home happened to survive.

http://www.huffingtonpost.com/2012/08/21/20-facts-hurricane-andrew-anniversary_n_1819405.html

If you scroll through and read you'll see the mobile home parks and the sharecropper wooden shotgun shack houses are the ones that were completely leveled. The residential houses had roof and single damage but for the most part the structure was intact.

Strategist says

Ha ha ha. They did not have that. So are you gonna blame the liberals for introducing a new building code that makes it more expensive to own a home, because a 65 year old home happened to survive.

What are you talking about? That house didn't survive it was knocked off the wooden stilts, it happened to be well constructed so it didn't implode. That house is totaled it just looks whole.

CaptainShuddup says

Strategist says

If you built a $10 million mansion in the exact same spot, it would get demolished too.

Now you're just being ignorant.

I suppose you're right if you built your Mansion out of furing strips, angle iron, sheet aluminium and single ply wall paneling.

You are deluded. I thought you started drinking at 6pm your time. Now you might need to cut back a bit so you can get up tomorrow and put in a day's work so you don't default on your insurance bills.

Since you've studied this for 30 years, you would know that multimillion dollar homes near the coast cannot be fully insured. (I know this was the case BEFORE 2004-5 seasons even.) I have been in those homes. They are actually built quite well. And the claims are not just going to be for wind damage but also for water damage, which does not necessarily just have to come directly from saltwater storm surge. Nobody in their right mind would insure a McMansion. Why? Because they are just as likely to sustain serious and expensive damage as your $200k shack.

Strategist says

CaptainShuddup says

My 65 year old house says you're both liars and a cheat.

Captain Captain Captain......there are homes 100 years old that say the same thing.

The 60 year old shack I rent begs to say the same about the dangers of Fullerton earthquakes. As do the 100 year old shacks down the street.

CaptainShuddup says

http://www.huffingtonpost.com/2012/08/21/20-facts-hurricane-andrew-anniversary_n_1819405.html

If you scroll through and read you'll see the mobile home parks and the sharecropper wooden shotgun shack houses are the ones that were completely leveled. The residential houses had roof and single damage but for the most part the structure was intact.

Come on captain make up your mind. First it was storm surge, now it's shacks. What's next voodo? Since for the most part the structure was intact the insurance companies didn't have claims filed?

entire neighborhoods of houses and mobile homes were destroyed and scattered.

Doesn't say anything about sharecropper wooden shotgun shacks. It says houses. It's your article.

The hurricane damaged or destroyed 9,500 traffic signs and signals, 3,300 miles of powerlines, 3,000 watermains, 59 health facilities, 31 public schools, 32,900 acres of farmland and 82,000 businesses.

More sharecropper wooden shotgun shacks?

CaptainShuddup says

And those stilt houses on the Galveston coast would have still been there had they had Concrete footers instead of wooden telephone poles.

If you're going to be ignorant at least try, just try, not to totally embarress yourself. You obviously know nothing about construction or hurricanes after 30 years of studying. Concrete footers in sand to hold up to a hurricane. Now I've had a good laugh. Check out what happened to concrete footers in hurricane sandy some time.

CaptainShuddup says

What are you talking about? That house didn't survive it was knocked off the wooden stilts, it happened to be well constructed so it didn't implode. That house is totaled it just looks whole.

What are you talking about you ignorant twit. There were articles about that house for months all over the news. It survived just fine, although the first floor contents got hammered with flooding. How did you miss it all? Didn't AM radio mention it?

You ducked the question. Between hurricane storm surge, hurricane winds, hurricane generated thunderstorms, and hurricane generated tornadoes where in florida is NOT at risk for damage from hurricanes?

Quit whining and just fess up to being an insurance welfare queen.

JH says

Strategist says

CaptainShuddup says

My 65 year old house says you're both liars and a cheat.

Captain Captain Captain......there are homes 100 years old that say the same thing.

The 60 year old shack I rent begs to say the same about the dangers of Fullerton earthquakes. As do the 100 year old shacks down the street.

Captain logic. The 60 year old shack is proof earthquakes cause no damage.

Strategist says

JH says

Strategist says

CaptainShuddup says

My 65 year old house says you're both liars and a cheat.

Captain Captain Captain......there are homes 100 years old that say the same thing.

The 60 year old shack I rent begs to say the same about the dangers of Fullerton earthquakes. As do the 100 year old shacks down the street.

Captain logic. The 60 year old shack is proof earthquakes cause no damage.

Well my point was quakes are so rare we should not be paying 2k insurance like he is (and we don't so its all good). But there certainly are folks in northridge (or la habra!) with a different experience unfortunately.

CaptainShuddup says

My house was going flood and Atlantic ocean would be mostly freshwater, all of the sea life was going to die off, and the cooling effects of the mid Atlantic conveyor belt was going seize up creating 110 degree in the shade Winters.

Fuck you that was the Narrative and don't you dare say otherwise, we've been paying attention ASSHOLE!

If you can find an article from a large newspaper that said that the Atlantic ocean would be mostly freshwater by 2014 or that the temperature in the winter would be 110oF I'll eat my shoe.

Stop being such a drama queen.

OH look everyone here's a California Liberal to tell me about South Florida Hurricanes.