patrick.net

SoftShell says

with print as fine as the eye can't see, I doubt it....

It's a credit card. It's not exactly the most complex of arrangements.

Actually, if you equip yourself with a magnifying glass and lawyer, it can be broken down plain and simple. So I guess you are right after all......

Bigsby says

SoftShell says

with print as fine as the eye can't see, I doubt it....

It's a credit card. It's not exactly the most complex of arrangements.

SoftShell says

Actually, if you equip yourself with a magnifying glass and lawyer, it can be broken down plain and simple. So I guess you are right after all......

Have you found the use of one problematic?

for you high fallutin ritzy fucks it's no problem. For the commoner, a lawyer at $ 500/hr is untenable. Especially if you need a credit card to pay....
Bigsby says

SoftShell says

Actually, if you equip yourself with a magnifying glass and lawyer, it can be broken down plain and simple. So I guess you are right after all......

Have you found the use of one problematic?

JodyChunder says

I think it's more to do with desperation.

I agree with that, but in our case it isn't.

Bigsby says

It's a credit card. It's not exactly the most complex of arrangements.

Before 2007 I never thought about credit cards. My wives have, my second, and current wife, but I have had my Sears Card, and Nordstrom, and Home Depot.

My second wife poured over the statements, got deals on travel, which I found ridiculous, and would argue with the issuer about fees she would find.

My current wife had twelve "special deal" cards from a variety of venders we have for the business.

The problem started with my Home Dopie card. I paid it off with the sale of a house.

I had closed the Citi Bank account when it was paid, but never checked the account again.

Evidently we had paid it off on a Tuesday before the cut off date of the due date on the account so there was an account balance of like $6.

Citi Bank has a policy of not sending statements on a closed account. I discovered the penalties, and interest when some collection department called.

We were selling properties to pay off debt. The funny thing was, and it is really kind of funny, is that when you close a credit card account it is your responsibilty to ensure it is closed, and stays closed.

Did you know that? That when you close an account the issuer doesn't have to close the account, or send you a statement? It's your responsibility to check your credit report to make sure you have that account closed.

It just became a game that I didn't want to play, or was inclined to pay.

We don't need credit cards. We make enough to pay everything we need, and always have.

So, for the banksters I have agreed to pay what is owed according to my accounting which deducts interest, and penalties. I agree they can keep what they got up to certain point but that's it.

Banks don't like my terms, some times, but most have taken payments with no interest.

Cool story bro.

SoftShell says

for you high fallutin ritzy fucks it's no problem. For the commoner, a lawyer at $ 500/hr is untenable. Especially if you need a credit card to pay....

Bigsby says

SoftShell says

Actually, if you equip yourself with a magnifying glass and lawyer, it can be broken down plain and simple. So I guess you are right after all......

Have you found the use of one problematic?

I was talking about a credit card.