0
0

Demand All Medical Bills In Advance!


 invite response                
2012 May 8, 9:17am   27,393 views  54 comments

by Patrick   ➕follow (59)   💰tip   ignore  

So I made an appointment for a physical exam because I haven't been to a doctor in more than 5 years, and I had a bunch of accumulated worries.

I went in for my physical exam, knowing that it would be covered by my insurance, and when the doctor asked me about any issues I was having, and I recited my list: funny mole, can't digest gluten, some asthma, etc. So he said we should go over the list and do the rest of the physical at a later date. I agreed.

Doh! That was a $329 mistake! He re-coded the visit as "office medical" on the spot on instead of the physical exam I signed up for. So now the insurance won't cover it.

Screwed again, partly by my own stupidity for not picking up on the billing code change right away.

I will never visit any doctor again, ever, unless they tell me exactly and in advance what everything will cost. It would be much more pleasant to be dead than to get another surprise bill.

« First        Comments 49 - 54 of 54        Search these comments

49   anonymous   2012 May 19, 10:35am  

Patrick, you should call your doctor's office, tell them what happened and ask them to re-code your visit. Most of the time they will actually do it. I have successfully done this twice.
If they refuse, call your insurance company and tell them the same thing. Sometimes they can get it changed for you. As bizarre as this all sounds, I was told how to do this by some random person answering phones at my health insurance company. They told me that they do this often. It can take many phone calls, though.
The funny thing is that one of the providers tried to accuse me of requesting that they commit insurance fraud for me, but I had to remind them that it was the insurance company who told me to do this, and that they were the ones writing the check.
I, too, hate the whole health insurance system scam. You shouldn't have to know a secret method to be billed correctly! Good luck, take care.

50   Patrick   2012 May 19, 10:36am  

Thanks! I will try to get them to re-code it to be what I actually made the appointment for.

51   theoakman   2012 May 19, 1:04pm  

You gotta play the game. Basically, you tell him that you can pay them the $320 but, you'll have to do it in $10 increments because you are in debt right now. Then you offer him $50 on the spot as full payment. Usually, they take it cuz he wouldn't even get that much from the insurance. Many doctors these days are conmen trying to bilk every last cent out of insurance companies and patients alike. 80% of the time, he'd never even see close to the $329 he's looking to get from you.

52   cw   2012 May 19, 4:45pm  

pedro3000 says

I am all about spewing out your anger and venom in the form of subjective negativity about whatever topic you desire (I think it is quite healthy to externalize it that way) but it was an eye opener to see how passionate some folks get about topics that they don't know much about- I fear that the uninitiated might be misinformed by it.
When I initially came onto Patrick.net it was to learn about the bear market, and I think it did it's job. I knew really nothing, and had bought a house at the peak. Mostly through the links, and some of the posts, I gained a decent understanding of the housing market. I can now smell the trolls and uneducated with regards to housing topics. Obviously I can also recognize those who are speaking about healthcare and not making any sense.

Well said, Patrick.net was correct 5 years ago but has become crazy negative rants by the banking guy and others like him.
I wonder what he does for work (perhaps unemployed due to personality issues?)

53   Robber Baron Elite Scum   2012 May 26, 2:08pm  

cw says

but has become crazy negative rants by the banking guy and others like him.
I wonder what he does for work (perhaps unemployed due to personality issues?)

I own a business. You peasants always concern yourself with other people's employement or lack of. Worry about yourself.

And giving personal insults doesn't do nothing except show you can't give a rebuttal to someone's opinions.

cw says

crazy negative rants

No. Just reality.

« First        Comments 49 - 54 of 54        Search these comments

Please register to comment:

api   best comments   contact   latest images   memes   one year ago   random   suggestions