BayArea

joined 2011 Oct 24, 1:41pm   United States 293 posts   3,384 comments   follow BayArea   ignore


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For the Married Guys (And the Guys Who Have Been Married)
by BayArea on 28 Dec 2012  460 comments, latest 2 years ago
Hi guys, As the old adage states, "Can't live with them, can't live without them." For the guys that are married now or have been married, I'm wondering what your...

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Bitcoin and Crypto-currency
by BayArea on 5 Nov 2017  442 comments, latest 9 months ago
#investingHi guys, I'd like to start a conversation on crypto-currency, particularly Bitcoin.What do you all think about it from an investment point of view today? I have some buddies in...

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What Stock Market Investments Are You Making in 2016?
by BayArea on 6 Jun 2016  216 comments, latest 4 years ago
Hi guys, I'm looking over my portfolio this week (both 401K retirement and personal brokerage account) and looking ahead at what to invest in during 2016. I see that...

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Bay Area Gun Stores
by BayArea on 29 Jun 2020  186 comments, latest 9 months ago
Hi guys, Hoping someone can steer me in the right direction. I’m looking to purchase a Glock19. Nobody, I mean nobody has this in stock in the Bay Area!With Covid19...

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What will it finally take to turn Trump supporters against him? (washingtonpost.com)
by BayArea on 19 Aug 2018  131 comments, latest 3 years ago
I hear it from liberals all the time. How can you support a “pu$$y grabber”. How can you support someone that sleeps around? How can you support someone that lies?...

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My Home Buying Experience in the month of April, 2012 in the East Bay
by BayArea on 25 Apr 2012  119 comments, latest 9 years ago
Background: I am house hunting for investment purposes (let's get that out of the way). 25% down, excellent credit, have cash to show... Home #1 (REO): I am told by...

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What are the Positives coming out of Corona Virus
by BayArea on 5 Apr 2020  97 comments, latest a year ago
We are well versed in the negatives of Corona Virus. Are there any positives?- As Warren Buffet so famously said, “Buy the dip, faggot”. It’s creating stock market buying opportunities.-...

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Who on Patnet owns a handgun(s) for home protection?
by BayArea on 21 Dec 2016  94 comments, latest 4 years ago
I've been anti-gun for most of my life but recently have taken a more neutral stance. I'm wondering how many Patnet members own a handgun for self defense? How has...

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The Secret is Out
by BayArea on 30 Aug 2012  93 comments, latest 9 years ago
You could not find a better investment between mid 2010 through the end of 2011 than low end real estate. Relatively low prices, record low interest rates, and the fact...

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Why Can't They Accept the Election Results?
by BayArea on 11 Nov 2016  87 comments, latest 5 years ago
President Elect Trump won the presidency in an electoral landslide (306 votes with Michigan counted) Why is it that they support a democracy only if their candidate wins? What is...

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The problem with reasonable gun control
by BayArea on 7 Aug 2019  74 comments, latest 2 years ago
There is a lie that the left and the right can agree on reasonable gun control. Although both sides say so, neither side actually believes this. Fact: The left wants...

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NK detonated a hydrogen bomb today that was 7x more powerful than the one that destroyed Hiroshima (washingtonpost.com)
by BayArea on 3 Sep 2017  73 comments, latest 4 years ago
https://www.washingtonpost.com

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Starbucks and their $5 Coffees
by BayArea on 1 Dec 2016  70 comments, latest 2 years ago
How in the world did Starbucks manage to slowly and methodically convince society that filtered water with a squirt of caramel is worth $5? And why are we supporting this...

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You have $100,000 cash to invest today. What do you do?
by BayArea on 16 Oct 2017  70 comments, latest 3 years ago
Hello Patnet,Say you have $100K-150K cash to invest today. Let's say the investment period is 5+yrs.Real estate and the stock market equities are bloated at historical highs. Where would you...

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If you are so smart, why aren’t you rich?
by BayArea on 20 Aug 2018  70 comments, latest 2 years ago
I was thinking about all the friends I have known in my life. The smartest ones, the ones I consider the sharpest, the most clever, highest IQ, are not the...

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Mortgage Loan Amortization
by BayArea on 14 Nov 2011  69 comments, latest 9 years ago
Hi folks, The topic is on mortgage loan amortization. Although I am a homeowner and have plenty of experience with amortization of loans (I've just accepted that this is how...

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Thoughts on Boise, Idaho?
by BayArea on 20 Aug 2019  68 comments, latest 4 months ago
Anyone familiar with Boise?Wife and I going to visit for a weekend vacation and to scope it out as a potential move away from the congested hell hole Silicon Valley,

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What is driving the low real estate inventory we are seeing right now? (mercurynews.com)
by BayArea on 23 Apr 2012  61 comments, latest 9 years ago
Hi folks, In recent weeks, there have been many references to a decrease in supply in the Bay Area market. I'd like to explore this a bit. What's driving this...

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Triggers for a Housing Correction
by BayArea on 4 Mar 2018  61 comments, latest 3 years ago
Hi guys,Given that there is no subprime lending crisis like there was over a decade ago, any housing correction would come elsewhere. What are the possible triggers: Interest rate hikes...

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Police kill homicide suspect during I-80 standoff, traffic snarled for hours (ktvu.com)
by BayArea on 27 Sep 2017  59 comments, latest 4 years ago
http://www.ktvu.com/news/inter For several seconds it sounds like a war as about 50 rounds were fired after the suspect opened fire on Police.

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Dodge Releases the "Demon" - Claims Fastest Production Car Status in History
by BayArea on 15 Apr 2017  57 comments, latest 4 years ago
As a car guy, this is pretty neat. 9.65 @ 140mph in the quarter mile for a production car with a warranty is borderline unfathomable.

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What's the Best and Worst Car You Have Ever Owned
by BayArea on 3 Dec 2012  54 comments, latest 8 years ago
I had awesome luck with the following: - 1994 Ford Ranger V6 5-speed Ext-Cab: This thing went 200K miles with nearly zero maintenance. In that 200K miles it might have...

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Should I keep this property or sell?
by BayArea on 22 Dec 2014  52 comments, latest 6 years ago
Hi guys, In 2007 I bought a condo in the Berkeley/Oakland Hills for $405,000 (20% down, 30yr fixed, 6.75% APR, $330 monthly HOA). In 2010 I refinanced down to 5.25%...

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Saturday April 15th, Berkeley Free Speech Rally (mercurynews.com)
by BayArea on 15 Apr 2017  51 comments, latest 4 years ago
I'm reading that Berkeley is bracing for a free speech rally today. Will anyone be attending? http://www.mercurynews.com/201

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What Smartphone Are You Using and How Do You Like It?
by BayArea on 11 Apr 2018  51 comments, latest 3 years ago
Hi guys,I'm finding myself in need of a new phone (switching jobs and no longer have my corporate phone).I've been researching smartphones this week and to my surprise, a couple...

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If you were a terrorist...
by BayArea on 10 Feb 2017  50 comments, latest 4 years ago
Here's where we are: Trump signs executive order on travel ban. Federal courts block it, at least temporarily. Trump can take it to the Supreme Court where he'll have 5...

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What part of the country do all the Patnet members live?
by BayArea on 5 Jan 2019  49 comments, latest 2 years ago
With all the opinions around here, it would be interesting to hear what part of the country all of you live. I’ll go first.Mid-Peninsula Silicon Valley (Belmont area), I commute...

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Where would you invest in Northern California today with the highest return?
by BayArea on 30 Aug 2012  48 comments, latest 9 years ago
Hi folks, For the past 9 months or so I've been hunting for real estate rentals in the Bay Area. I've primarily been looking in the Concord/Pittsburg/Bay-Point areas. My criteria...

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Calculating the ROI for you rental property (docs.google.com)
by BayArea on 1 Dec 2012  48 comments, latest 9 years ago
Hi folks, There are several different ways to approach the ROI for an investment property. Many look at the capitalization rate which is the (yearly rental income after expenses) /...

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Tax Brackets Under President Trump
by BayArea on 10 Dec 2016  48 comments, latest 5 years ago
What do you all think?

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“Racist”
by BayArea on 3 Aug 2019  48 comments, latest 2 years ago
Who would have thought that the word “racist” would be so misused and overused, that’s it’s lost its meaning in our society? It used to be a serious allegation with...

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What is the definition of an assault rifle?
by BayArea on 3 Mar 2018  47 comments, latest 3 years ago
Media uses the term at every corner, but I have yet to see a clear definition.Does it mean a scary black semi-auto rifle? Or is there more to it?

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What dog do you own and would you recommend it for a family dog?
by BayArea on 8 Jul 2017  47 comments, latest 4 years ago
#dogs

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Investment Experts, Come on In - Marijuana Legal in CA
by BayArea on 14 Nov 2016  46 comments, latest 3 years ago
Patnet investors, With CA and other states continuing the trend of legalizing marijuana, I'd like to start a discussion about where investors should be putting their money if this trend...

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Why is the media mostly liberal and how did it come to be that way?
by BayArea on 11 Oct 2016  45 comments, latest 5 years ago
please discuss?

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Property Tax
by BayArea on 7 Oct 2012  44 comments, latest 9 years ago
I'm looking at my most recent tax bill and see the following: - Mosquito Abatement - CSA Paramedic - CSA Vector Control - City Emergency Medical - City Paramedic SRV...

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Tax benefits of owning home
by BayArea on 6 Nov 2019  43 comments, latest 2 years ago
Hi guys, let’s assume the following - SALT deduction limited to $10k/yr - prop tax rate is 1.3%- home purchase price: $1M- 3.7% interest rate - 20% down Can anyone...

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School Loan - To Payoff Or Not To Payoff
by BayArea on 29 Dec 2017  41 comments, latest 3 years ago
#miscHi guys,I've been asked to advise on the following situation:Husband and wife are both in their early to mid 30s. Wife finished up a medical program in 2013 that left...

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Why the left is soft on illegal immigration?
by BayArea on 9 Jun 2019  41 comments, latest 2 years ago
I’m trying to wrap my head around the soft stance the left takes on immigration. Which is it??a.) the left is terrible at math, statistics, economics... they simply don’t understand...

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Anyone lost close friends since the election?
by BayArea on 30 Aug 2018  40 comments, latest 3 years ago
This past election has really lead people to pick sides on politics and religion in a way I’ve never seen before.I have a couple people in my life who were...
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