joined 2011 Oct 24, 1:41pm
Bitcoin and Crypto-currency
on 5 Nov 2017
, latest 19 days ago #investingHi guys, I'd like to start a conversation on crypto-currency, particularly Bitcoin.What do you all think about it from an investment point of view today? I have some buddies in...
For the Married Guys (And the Guys Who Have Been Married)
on 28 Dec 2012
, latest a year ago Hi guys, As the old adage states, "Can't live with them, can't live without them." For the guys that are married now or have been married, I'm wondering what your...
What Stock Market Investments Are You Making in 2016?
on 6 Jun 2016
, latest 3 years ago Hi guys, I'm looking over my portfolio this week (both 401K retirement and personal brokerage account) and looking ahead at what to invest in during 2016. I see that...
What will it finally take to turn Trump supporters against him?
on 19 Aug 2018
, latest 2 years ago I hear it from liberals all the time. How can you support a “pu$$y grabber”. How can you support someone that sleeps around? How can you support someone that lies?...
My Home Buying Experience in the month of April, 2012 in the East Bay
on 25 Apr 2012
, latest 8 years ago Background: I am house hunting for investment purposes (let's get that out of the way). 25% down, excellent credit, have cash to show... Home #1 (REO): I am told by...
Who on Patnet owns a handgun(s) for home protection?
on 21 Dec 2016
, latest 3 years ago I've been anti-gun for most of my life but recently have taken a more neutral stance. I'm wondering how many Patnet members own a handgun for self defense? How has...
What are the Positives coming out of Corona Virus
on 5 Apr 2020
, latest 2 months ago We are well versed in the negatives of Corona Virus. Are there any positives?- As Warren Buffet so famously said, “Buy the dip, faggot”. It’s creating stock market buying opportunities.-...
The Secret is Out
on 30 Aug 2012
, latest 8 years ago You could not find a better investment between mid 2010 through the end of 2011 than low end real estate. Relatively low prices, record low interest rates, and the fact...
Why Can't They Accept the Election Results?
on 11 Nov 2016
, latest 4 years ago President Elect Trump won the presidency in an electoral landslide (306 votes with Michigan counted) Why is it that they support a democracy only if their candidate wins? What is...
Starbucks and their $5 Coffees
on 1 Dec 2016
, latest a year ago How in the world did Starbucks manage to slowly and methodically convince society that filtered water with a squirt of caramel is worth $5? And why are we supporting this...
The problem with reasonable gun control
on 7 Aug 2019
, latest 8 months ago There is a lie that the left and the right can agree on reasonable gun control. Although both sides say so, neither side actually believes this. Fact: The left wants...
Mortgage Loan Amortization
on 14 Nov 2011
, latest 8 years ago Hi folks, The topic is on mortgage loan amortization. Although I am a homeowner and have plenty of experience with amortization of loans (I've just accepted that this is how...
You have $100,000 cash to invest today. What do you do?
on 16 Oct 2017
, latest 2 years ago Hello Patnet,Say you have $100K-150K cash to invest today. Let's say the investment period is 5+yrs.Real estate and the stock market equities are bloated at historical highs. Where would you...
If you are so smart, why aren’t you rich?
on 20 Aug 2018
, latest a year ago I was thinking about all the friends I have known in my life. The smartest ones, the ones I consider the sharpest, the most clever, highest IQ, are not the...
What is driving the low real estate inventory we are seeing right now?
on 23 Apr 2012
, latest 8 years ago Hi folks, In recent weeks, there have been many references to a decrease in supply in the Bay Area market. I'd like to explore this a bit. What's driving this...
Triggers for a Housing Correction
on 4 Mar 2018
, latest 2 years ago Hi guys,Given that there is no subprime lending crisis like there was over a decade ago, any housing correction would come elsewhere. What are the possible triggers: Interest rate hikes...
Dodge Releases the "Demon" - Claims Fastest Production Car Status in History
on 15 Apr 2017
, latest 3 years ago As a car guy, this is pretty neat. 9.65 @ 140mph in the quarter mile for a production car with a warranty is borderline unfathomable.
Police kill homicide suspect during I-80 standoff, traffic snarled for hours
on 27 Sep 2017
, latest 3 years ago http://www.ktvu.com/news/inter For several seconds it sounds like a war as about 50 rounds were fired after the suspect opened fire on Police.
What's the Best and Worst Car You Have Ever Owned
on 3 Dec 2012
, latest 7 years ago I had awesome luck with the following: - 1994 Ford Ranger V6 5-speed Ext-Cab: This thing went 200K miles with nearly zero maintenance. In that 200K miles it might have...
Should I keep this property or sell?
on 22 Dec 2014
, latest 5 years ago Hi guys, In 2007 I bought a condo in the Berkeley/Oakland Hills for $405,000 (20% down, 30yr fixed, 6.75% APR, $330 monthly HOA). In 2010 I refinanced down to 5.25%...
What Smartphone Are You Using and How Do You Like It?
on 11 Apr 2018
, latest 2 years ago Hi guys,I'm finding myself in need of a new phone (switching jobs and no longer have my corporate phone).I've been researching smartphones this week and to my surprise, a couple...
Saturday April 15th, Berkeley Free Speech Rally
on 15 Apr 2017
, latest 3 years ago I'm reading that Berkeley is bracing for a free speech rally today. Will anyone be attending? http://www.mercurynews.com/201
What part of the country do all the Patnet members live?
on 5 Jan 2019
, latest a year ago With all the opinions around here, it would be interesting to hear what part of the country all of you live. I’ll go first.Mid-Peninsula Silicon Valley (Belmont area), I commute...
If you were a terrorist...
on 10 Feb 2017
, latest 3 years ago Here's where we are: Trump signs executive order on travel ban. Federal courts block it, at least temporarily. Trump can take it to the Supreme Court where he'll have 5...
on 3 Aug 2019
, latest 10 months ago Who would have thought that the word “racist” would be so misused and overused, that’s it’s lost its meaning in our society? It used to be a serious allegation with...
Where would you invest in Northern California today with the highest return?
on 30 Aug 2012
, latest 8 years ago Hi folks, For the past 9 months or so I've been hunting for real estate rentals in the Bay Area. I've primarily been looking in the Concord/Pittsburg/Bay-Point areas. My criteria...
Calculating the ROI for you rental property
on 1 Dec 2012
, latest 7 years ago Hi folks, There are several different ways to approach the ROI for an investment property. Many look at the capitalization rate which is the (yearly rental income after expenses) /...
What is the definition of an assault rifle?
on 3 Mar 2018
, latest 2 years ago Media uses the term at every corner, but I have yet to see a clear definition.Does it mean a scary black semi-auto rifle? Or is there more to it?
Investment Experts, Come on In - Marijuana Legal in CA
on 14 Nov 2016
, latest 2 years ago Patnet investors, With CA and other states continuing the trend of legalizing marijuana, I'd like to start a discussion about where investors should be putting their money if this trend...
on 7 Oct 2012
, latest 8 years ago I'm looking at my most recent tax bill and see the following: - Mosquito Abatement - CSA Paramedic - CSA Vector Control - City Emergency Medical - City Paramedic SRV...
The Rapid Rise and Fall of Milo:
on 21 Feb 2017
, latest 3 years ago I had seen a couple of YouTube videos of this Milo character before the Berkeley protest. I thought he was sharp but too over the top with his political views....
Tax benefits of owning home
on 6 Nov 2019
, latest 7 months ago Hi guys, let’s assume the following - SALT deduction limited to $10k/yr - prop tax rate is 1.3%- home purchase price: $1M- 3.7% interest rate - 20% down Can anyone...
School Loan - To Payoff Or Not To Payoff
on 29 Dec 2017
, latest 2 years ago #miscHi guys,I've been asked to advise on the following situation:Husband and wife are both in their early to mid 30s. Wife finished up a medical program in 2013 that left...
Why the left is soft on illegal immigration?
on 9 Jun 2019
, latest a year ago I’m trying to wrap my head around the soft stance the left takes on immigration. Which is it??a.) the left is terrible at math, statistics, economics... they simply don’t understand...
Anyone lost close friends since the election?
on 30 Aug 2018
, latest 2 years ago This past election has really lead people to pick sides on politics and religion in a way I’ve never seen before.I have a couple people in my life who were...
Credit Scores and Dating...
on 27 Dec 2012
, latest 7 years ago Now I understand why more of us will not walk away from our underwater mortgages ;-) http://finance.yahoo.com/news/ Her musings were suddenly interrupted when her date asked a decidedly unromantic question:...