American in Japan's threads


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For Republican supporters out there... Which candidate do you support?
by American in Japan on 11 Feb 2012   144 comments, latest 11 years ago
How will the candidate of your choice be an improvement over Obama? What policies will be implemented...? Please be specific. I have my criticisms of Obama , incidentally, but ...

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So then what is the state of the EU?
by American in Japan on 30 Jan 2012   119 comments, latest 11 years ago
Stories like this seem to imply that all is well: Stock futures rise Greek debt hopes Asia stocks following surge wall However, something is rotten in the state of.... ...

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So how did Romney make his huge fortune?
by American in Japan on 2 Sep 2012   90 comments, latest 11 years ago
I am bringing this up, since I hear many Americans (not in Japan, though) saying how Romney is an entrepreneur who has created many jobs for Americans... I have ...

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Bought or Buying a house in 2011.
by American in Japan on 2 Feb 2011   163 comments, latest 12 years ago
Has anyone bought, or know anyone who has bought in 2011? Are you/they happy with their purchase? This general post will have some interesting follow-ups this year...

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Nominations for the Dumbest things read on Patrick.net
by American in Japan on 3 Jan 2011   135 comments, latest 11 years ago
Patrick.net is one of my favorite sites on the internet, and the site I check out most for housing information and advice. Most of the posters and commenters are ...

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Wikipedia...problems?
by American in Japan on 31 Jan 2011   64 comments, latest 8 years ago
Has anyone ever found any errors in Wikipedia, small or large? Which articles or facts were they? Were these later corrected? I have only occasionally found any errors myself ...

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Those who walk away...what will eventually happen...
by American in Japan on 29 Dec 2010   115 comments, latest 13 years ago
There are many types of loans out there. Some are non-recourse (purchase money), but many are recourse loans even in the state of California (loans for second homes, second ...

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Predictions for economic factors on December 31, 2010 and June 30, 2011.
by American in Japan on 18 Oct 2010   52 comments, latest 13 years ago
For those who dare! Make your predictions for both of these dates (12/31/10) and (6/30/11) for the following: Yen/US Dollar exchange rate (now 81.3 yen per $US) US Dollar/Euro ...

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Living in another country?
by American in Japan on 22 Feb 2011   60 comments, latest 11 years ago
This is the "living in another country" post. Who lives outside of the US or has lived outside of the US. For those living in the US now, have ...

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All of those bullish on housing *and* who see no major inflation state your arguments!
by American in Japan on 3 Apr 2011   71 comments, latest 13 years ago
I could be wrong, but it seems like the few who are bullish on housing on Patrick.net see it as a defense against inflation. Is there anyone who is ...

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Your worst investing moves made over the years...
by American in Japan on 30 Jan 2011   51 comments, latest 13 years ago
What are some of your worst experiences? I am curious about % losses as well as absolute amounts due to bad investments. What were they and when were they ...

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Investing in the Chinese yuan.
by American in Japan on 14 Jan 2011   52 comments, latest 10 years ago
It will be interesting to see if this currency is made more available in the US (from currency exchanges to foreign currency savings accounts). http://blogs.forbes.com/robert http://consumerist.com/2011/01 http://www.marketwatch.com/sto Has anyone ...

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Stories of wishful thinking... homes on the market the longest length of time.
by American in Japan on 4 Oct 2011   32 comments, latest 12 years ago
If you know anyone personally selling or have seen a home listed a long time, please comment here. Include any homes which have been taken off the market and ...

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Did anyone sell in 2005, 2006 or 2007 ?
by American in Japan on 17 Mar 2011   75 comments, latest 12 years ago
Did anyone sell their house 2005, 2006 or 2007 and then either (1) start renting or (2) significantly downsize their house? If you don't mind saying— How much did ...

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The bad side of Japan (or at least Tokyo)
by American in Japan on 14 Jun 2011   30 comments, latest 12 years ago
There is some interest here so I will post this side. (1) Japan doesn't honor the UN convention on childhood abductions (but this *might* change). (2) Forced confessions by ...

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How are you investing since Bernanke has set QE3 in motion?
by American in Japan on 18 Sep 2012   24 comments, latest 12 years ago
Are there any changes in your investment strategy? (more buying of stocks, selling off stocks...) I lack knowledge so I'm hoping to hear from some others out there. I ...

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Better gas mileage for automobiles...100MPG!
by American in Japan on 11 Apr 2011   71 comments, latest 13 years ago
This fuel efficiency should be possible in the next 5 years if not now! According to some rumors, the technology is out there, but the oil companies keep buying ...

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The Information Age?... are people more informed than they were 20 years ago?
by American in Japan on 29 Mar 2011   38 comments, latest 11 years ago
With the Internet, there seems to be more information at people's easy access than at any time before, yet ignorance abounds...or does it? Wikipedia, Wikitravel, Wikihow, IMDB, Wunderground, Opensecrets.org, ...

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Investing in Australian $ or the Australian market.
by American in Japan on 10 Apr 2011   29 comments, latest 12 years ago
Australian dollar is up again. Is anyone buying Australian dollars this month? http://finance.yahoo.com/q?d=t (ETF) http://finance.yahoo.com/q/bc? (three month graph) #investing

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Stock market performance vs. general economy...6 month lag?
by American in Japan on 5 May 2012   23 comments, latest 12 years ago
My knowledge of economics is limited, but I have heard from friends and family who are in finance, that the general economy basically lags 6 months behind the (forward-looking) ...

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Take your money and leave... so what really would happen?
by American in Japan on 28 Apr 2011   32 comments, latest 11 years ago
I often hear people say that if the tax rates get to high on people with high incomes (especially unearned incomes), that they will just take their toys (money) ...

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Post your abuses that you've seen/heard about of food stamps and other welfare.
by American in Japan on 9 Oct 2012   24 comments, latest 11 years ago
I read about stories here and there, but how bad is this problem, really? Please post your anecdotes here. I hope to limit this to first or secondhand, and ...

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California is the worst State to do business in the US?
by American in Japan on 15 May 2012   27 comments, latest 5 years ago
Has anyone read this article? http://ncwatch.typepad.com/med This one lists California #1 for business in 2 categories. http://www.cnbc.com/id/4166588 How can the trend be reversed?

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Housing policy has been a generational transfer of wealth.
by American in Japan on 22 Mar 2011   61 comments, latest 13 years ago
Maybe Surfer-x was right. He was always critical of Baby boomers. But could there be a point to this. Take these: (1) The housing interest deduction (2) 1031 exchange ...

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Buying property in Japan - Japan Series 1
by American in Japan on 21 Jan 2011   49 comments, latest 13 years ago
In Japan (or at least Tokyo), there seems to be the opposite situation that is in the SF Bay Area. Properties that are purchased with 80% loans have a ...

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How Americans stand by Net Worth in deciles (10% parts).
by American in Japan on 21 Jan 2011   14 comments, latest 13 years ago
This table is interesting, but it is out of date (2006). This WSJ article updates to 2008 but without a breakdown. 18% ave. drop in net worth. http://online.wsj.com/article/ and ...

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Iraq-What did it cost- a look back with 8+ years hindsight.
by American in Japan on 17 Feb 2011   49 comments, latest 12 years ago
It has been eight years now (as March 20), since the Iraq War began. What are the results now that some time has passed? Was it worth the loss ...

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High dividend paying stocks.
by American in Japan on 1 Apr 2011   32 comments, latest 13 years ago
A recent article on Yahoo: http://finance.yahoo.com/banki Big dividends with: AGNC CMO DX HTS LO AZN BPT FRO PVD... Does anyone own any of these? or other stocks paying dividends ...

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Incentives to increase employment of Americans by companies.
by American in Japan on 6 Apr 2011   76 comments, latest 13 years ago
I may be naive here, but couldn't there be special tax incentives put in place, but for companies showing a net increase in hiring this year. It has been ...

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Farm Subsidies- Can the US really afford them now? Are they necessary?
by American in Japan on 30 Mar 2011   53 comments, latest 12 years ago
The US spends $10-$30B/ year subsidizing corn, wheat, soybeans, cotton, sugar, and other crops (even tobacco). Many of the farm are corporate mega farms these days. What do you ...

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A statistic I would be very interested in seeing...% defaulting by % of downpayment.
by American in Japan on 7 Apr 2010   27 comments, latest 13 years ago
I wonder if and where it would be possible to find out the mortgage default rate (either in California or the US), by each of the following groups: (1) ...

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Prescription drugs...the good, the bad and the ugly.
by American in Japan on 5 Apr 2011   14 comments, latest 12 years ago
There are many prescription drugs out there. Some have really proven useful to cure diseases, conditions completely. Others have at least been able to arrest conditions or lessen the ...

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HFT (High-frequency trading) and how it affects the market.
by American in Japan on 16 Aug 2012   15 comments, latest 12 years ago
I will admid that while I know some about this, there is a lot that I don't know. So I started with Wikipedia (this is not the end of ...

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The ratio of average home prices to average income for an area—A historical perspective.
by American in Japan on 27 Jan 2011   32 comments, latest 13 years ago
I have seen figures of 2.5, 3.0 or even 3.5 for "normal" areas. This ratio may have been permanently altered as the US or State governments get involved in ...

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Mortgage types in the Bay Area and in California for recent home purchases.
by American in Japan on 21 Dec 2010   24 comments, latest 13 years ago
Liar loans (no docs), interest only loans, negative am loans--the list goes on for creative mortgages made circa 2005-06. Now fast forward to the last few months of 2010. ...

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Ending this recession/depression by balancing the current inequality.
by American in Japan on 14 Dec 2010   30 comments, latest 13 years ago
There are some interesting thoughts on wealth inequality and the state of the economy (Say GINI values going above 45). Do many out there think that some redistribution of ...

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Fairness in health premiums- What to add surcharges or give discounts for.
by American in Japan on 26 Jan 2011   30 comments, latest 13 years ago
Health insurance premiums are too high in general. But shouldn't health insurers offer discounts for non-smokers (some do I know), non-/light drinkers or even people who excercise regularly. In ...

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QE2 – Following the money.
by American in Japan on 17 Feb 2011   45 comments, latest 13 years ago
Some of you on Patrick.net have a better grasp of economic things than I do. It starts with the Fed printing up money and buying treasury bonds and notes ...

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US Stock Market invincible under Obama?
by American in Japan on 2 Jan 2013   5 comments, latest 11 years ago
So far it seems so. What do you all think? Good earnings come in...market up... everyone cheers on Wall Street. Bad earning / other bad news..Fed prints money that ...

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Investing in the Japanese market ETF (EWJ) or in stocks of individual Japanese companies...
by American in Japan on 29 Mar 2011   35 comments, latest 13 years ago
Having been back in Japan 2 weeks now, I will finally bring up this topic. (Before anyone blasts me, I didn't even view investments for 3 days). Would investment ...
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