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2
Automan Empire
2020 Jul 7, 6:29pm
Automan Empire
2020 Jul 7, 6:29pm
TrumpingTits says
The el-cheapest dome tents on the likes of Ebay cost $18.xx, so this is the floor of that market. Homeless people will preferentially barter, find, or steal a tent to buying one.
I've watched a few guys who make low budget tiny houses and semi-portable shelters. However there is almost nowhere they can be legally set up. Even on private property there are ordinances against tent camping and zoning rules about "accessory dwelling units" even if you avoid NIMBY issues.
there isn't a tent manufacturer that hasn't specialized in non-camping line of long term, homeless-purpose designs to sell.
The el-cheapest dome tents on the likes of Ebay cost $18.xx, so this is the floor of that market. Homeless people will preferentially barter, find, or steal a tent to buying one.
I've watched a few guys who make low budget tiny houses and semi-portable shelters. However there is almost nowhere they can be legally set up. Even on private property there are ordinances against tent camping and zoning rules about "accessory dwelling units" even if you avoid NIMBY issues.
4
Eric Holder
2020 Jul 7, 7:58pm
Eric Holder
2020 Jul 7, 7:58pm
First of all these guys in the video are wearing their shirts wrong: for the proper look only the very top button should be fastened and the rest remain undone. And the bald dude should lose these woman's sunglasses he's wearing asap.
Secondly, what's with the stupid narrative about "paying cash" for RE? With rates at 3% how the fuck is that even an option for anyone with half a brain? Even if you have the fucking money to pay that house outright all you get effectively 3% return if you pay it down. What is the fucking point?
And, finally, about homeless: these two Mexican dudes make it sound like every city and every town in America is overrun by bums the same way certain liberal enclaves are. Nothing can be further from the truth. Just like pigeons which can be found in huge numbers in big cities and pretty much non-existent in the suburbs/country the bums flock where it's warm, where they are fed and clothed and, most importantly, where they are not bothered by police. Local powers need to start doing their fucking job.
Secondly, what's with the stupid narrative about "paying cash" for RE? With rates at 3% how the fuck is that even an option for anyone with half a brain? Even if you have the fucking money to pay that house outright all you get effectively 3% return if you pay it down. What is the fucking point?
And, finally, about homeless: these two Mexican dudes make it sound like every city and every town in America is overrun by bums the same way certain liberal enclaves are. Nothing can be further from the truth. Just like pigeons which can be found in huge numbers in big cities and pretty much non-existent in the suburbs/country the bums flock where it's warm, where they are fed and clothed and, most importantly, where they are not bothered by police. Local powers need to start doing their fucking job.
5
just_passing_through
2020 Jul 7, 8:20pm
just_passing_through
2020 Jul 7, 8:20pm
TrumpingTits says
This is one of the smartest things I've ever seen written to Patnet.
I smell a $$$ opportunity here.
This is one of the smartest things I've ever seen written to Patnet.
6
just_passing_through
2020 Jul 7, 8:39pm
just_passing_through
2020 Jul 7, 8:39pm
Seriously... How can one combine this with crack-head litter picking crows? You know. To put a moat between you and the competition.
7
HeadSet
2020 Jul 8, 7:38am
HeadSet
2020 Jul 8, 7:38am
Even if you have the fucking money to pay that house outright all you get effectively 3% return if you pay it down.
????? By that logic, you should get full cash advances on your credit cards. That way, when you pay down your "back pocket equity," you get an effective 21% or more return.
Secondly, what's with the stupid narrative about "paying cash" for RE? With rates at 3% how the fuck is that even an option for anyone with half a brain?
What matters is the opportunity cost, such as if you can beat 3% in a safe investment. Furthermore, consider that paying cash for a home (especially from a builder) tends to lower the price. Also factor in points, origination fees, and possible mortgage insurance. Note also that with that $24k standard deduction, the tax benefits of a mortgage have been seriously curtailed for those not living in areas like CA with extreme house prices.
????? By that logic, you should get full cash advances on your credit cards. That way, when you pay down your "back pocket equity," you get an effective 21% or more return.
Secondly, what's with the stupid narrative about "paying cash" for RE? With rates at 3% how the fuck is that even an option for anyone with half a brain?
What matters is the opportunity cost, such as if you can beat 3% in a safe investment. Furthermore, consider that paying cash for a home (especially from a builder) tends to lower the price. Also factor in points, origination fees, and possible mortgage insurance. Note also that with that $24k standard deduction, the tax benefits of a mortgage have been seriously curtailed for those not living in areas like CA with extreme house prices.
8
RWSGFY
2020 Jul 8, 8:59am
RWSGFY
2020 Jul 8, 8:59am
HeadSet says
Not the same logic. You can't live in a credit card and you are not building any equity in it, so taking that advance just because is simply stupid move with no redeeming qualities.
But if you already have that cc debt for whatever reason, then yes, paying it down (or moving it into 0%, $0 fee card) means you are effectively getting 21% return.
????? By that logic, you should get full cash advances on your credit cards. That way, when you pay down your "back pocket equity," you get an effective 21% or more return.
Not the same logic. You can't live in a credit card and you are not building any equity in it, so taking that advance just because is simply stupid move with no redeeming qualities.
But if you already have that cc debt for whatever reason, then yes, paying it down (or moving it into 0%, $0 fee card) means you are effectively getting 21% return.
9
RWSGFY
2020 Jul 8, 9:04am
RWSGFY
2020 Jul 8, 9:04am
HeadSet says
Origination fees are too small to even matter and paying points and, especially, mortgage insurance, is so dumb it shouldn't be mentioned in the context of someone having the cash to
pay for the whole thing. If you have 100% of something you automatically have 20% so why the fuck mortgage ins is even mentioned here?
Also factor in points, origination fees, and possible mortgage insurance.
Origination fees are too small to even matter and paying points and, especially, mortgage insurance, is so dumb it shouldn't be mentioned in the context of someone having the cash to
pay for the whole thing. If you have 100% of something you automatically have 20% so why the fuck mortgage ins is even mentioned here?
11
Eric Holder
2020 Jul 8, 10:08am
Eric Holder
2020 Jul 8, 10:08am
Al_Sharpton_for_President says
The question is: would anyone want a liver damaged by alcoholism and hepatitis, lungs damaged by smoking, heart damaged by crack/meth/etc?
Waiting for the organ harvesting company IPO.
The question is: would anyone want a liver damaged by alcoholism and hepatitis, lungs damaged by smoking, heart damaged by crack/meth/etc?
www.youtube.com/embed/-LPQeL0uc2c