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The answer to that question: It’s complicated. Estimating both housing and homeless populations can be a tricky chore; depending on the method, San Francisco’s 2019 homeless count ranges from just over 8,000 to nearly 17,600 persons.
And while the U.S. Census tallies both the housing totals and the occupancy rates for American cities every year, these estimates have a margin of error in the thousands.
Be that as it may, the best available public figures, variable though they may be, do support the four-to-one claim. In fact, the entire Bay Area has far more empty houses than people without homes in 2019.
"Why? Prop 13 means that people like you pay my property taxes for me while I get the appreciation from owning it."
Is this evidence of speculation?