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Where Do You Peasants Bank? Credit Unions? Hahaha

By Robber Baron Elite Scum follow Robber Baron Elite Scum   2014 Jul 12, 5:36am 14,703 views   48 comments   watch   nsfw   quote   share      


Lobbyists are being hired by assholes like me to outlaw credit unions, harass them and to remove their federal tax exemption.

Before you know it, you servants will have no choice but to bank at JP Morgan, Citibank, Bank of America, HSBC, Capital One, Wells Fargo, TD Bank and be charged $500 dollars a month for the privilege of having a bank account so you assholes can have the permission to make deposits to give us money.

Big banks are they only assholes in business who charge you to have the privilege of you being able to hand them your money.

All fees will only be waived for Gay Trillionaire Chinidians who shit gold because they have a minimum balances of half a trillion dollars.

Also we will charge $100 dollars a month for the privilege of having a debit card. You need to pay to spend your own money and if you want to use the ATM that would be $20 dollars for each session regardless if you make a deposit, withdrawal, balance inquiry or just log-in and do nothing because you are an imbecile. If it's an out of network ATM, that would be $10 dollars extra plus the ATM Operators Fee which is likely $20 dollars for each session as an industry standard.

Want a electronic statement? That would $10 bucks due to bandwidth usage.

Want a paper statement? Double!

Want to login into your account online? 20 bucks for each session!

Want to enter a branch even if it's just to use the inside ATM? $100 dollar cover. We need to clean the dirt from your footsteps, assholes. Hiring Mexican janitors to clean at night is cheap but still costs us money and we are greedy. The outside ATM doesn't cost you money but you will have to pay $20 dollars for each session.

Need to park your car inside our Branch parking lot? $100 dollars for each 30 minutes. Don't pay? We'll tow your piece of shit beater and minus the tow fees and bank services fees which would be around $3000 thousands dollars total from your bank account. Don't pay? We will repossess your car and also your house to satisfy all fees. If we negative your account for the towing, overdraft fees also apply.

Want to have the privilege of talking to someone inside the branch or on the phone? $200 dollars for 30 minutes. If you are even a second above that, it's now an extra $200 dollars regardless of whether you use the entire 30 minutes for the second session.

Want checks? $10 dollars for each to be printed plus shipping and than a $25 dollar fee for each check written.

Wrote a check that bounced? $500 dollars!

Deposited a check that bounced? $1000 dollars!

Overdrew on your account? $200 dollars each day for EACH transaction! Anything above $200 dollars overdrawn? $400 Dollars each day for each transaction! Anything above $400 dollars overdrawn? $600 dollars each day for each transaction! I think you assholes get it now, that it goes by $200 dollar increments!

Want to do a ACH transfer? $100 dollars!

Want to do a wire transfer? $300 dollars!

Dispute a charge? $500 dollars!

Want to close your account because of our hideous fees? $10,000 dollars!

New account openers receive a ONE PENNY bonus in free money.

*Total Fees listed do not include sales tax.

_________________________________________________________________

How many of you are finally sick of these big banks' stupid moronic fees these days?

Where do you bank?

Do any of your use credit unions?

How many of you will switch to a credit union pretty soon?

Did you know that credit unions have shared co-op branches all across nationwide? You can use their ATM's free of charge, make deposits and even use teller services? Your memberships to credit unions are also permanent!

STOP USING THE BIG BANKS!

There is no need to use them EVER. You have credit unions!

Update: Also Regional Banks, Small Local Bank and Small Community banks are also a very good option. Some credit unions are how ever not good banks. In Southern California, I hear a lot of complaints. Some credit unions are also really a big business in reality. They have "inactivity fees" some credit unions. But some states have made that fee illegal like Texas. So it can depend whether to use a credit union or not. Some of them can be a crappy deal. Regional Bank, Small Local Banks and Community Banks are also very good too and the fees are very clear with no "gotcha" trickery involved.

Bottomline? Stop using the big banks. There is no reason use them at all!

But I move around a lot? Use a credit union than with a coop network of ATMS and branches. If no good credit unions are available, than just use small local banks or community banks or regional banks.

It's doesn't take that much time to sign-up and set-up bill pays.

You can also have a prepaid card like American Express Bluebird that gives out checks as well with NO Fees for loading and no monthly fees at all as a backup if you move around a lot until you finally sign up to a local bank, regional or community.

But I don't even suggest a prepaid card unless you need to order things online or don't have a credit card ( I don't suggest credit card either).

Moreover, they are ways to manage your life without having to have a bank account.

Millions of Americans don't have a bank account and many of them say it is because of the unclear fees of many banks and that they design the fee structure to eventually screw you.

The big banks are not worth it for anything including convenience. Stop banking with them. Starve the beast!

Don't work for them and don't bank for them. If everyone did this, they would all collapse overnight from bank runs, lack of employees and lack of business.

They would not be able to operate and do the crimes that they do.

PS. Credit unions used to be better in the past. Still are better than the big banks but some of them are really not better. Small banks, local regional banks and community banks are also very good.

#crime

« First    « Previous    Comments 9 - 48 of 48    Last »

9   Chupacabra   ignore (0)   2014 Jul 12, 12:37pm     ↓ dislike (0)   quote   flag        

I moved from Chase to my regional bank after this happened... They sent a "you are pre-approved" letter to my business. We needed to pay bills so we took the BAIT. After 6 agonizing weeks of FOUR new requests for more documents by their "vice president of business loans" (who's previous job was at a Santa Cruz surf shop) they SWITCHED and denied. Not only is their CEO a criminal, their staff are inept and clueless.

10   HydroCabron   ignore (1)   2014 Jul 12, 3:49pm     ↓ dislike (1)   quote   flag        

NUKE IT FROM ORBIT!

12   Robber Baron Elite Scum   ignore (0)   2014 Jul 13, 2:15am     ↓ dislike (0)   quote   flag        

APOCALYPSEFUCKisShostikovitch says

DIE TBTF BANK FUCKS, FUCKING DIE!

Gay Trillionaire Chinidians who shit gold & are "Private Banking & Wealth Management Clients" of the TBTF Bank Fucks disagree.

13   Robber Baron Elite Scum   ignore (0)   2014 Jul 13, 2:18am     ↓ dislike (0)   quote   flag        

Chupacabra says

Not only is their CEO a criminal, their staff are inept and clueless.

One of their former CEO's was David Rockefeller. You can look at my profile picture if you want to see his face.

Do I look pretty?

14   Robber Baron Elite Scum   ignore (0)   2014 Jul 13, 2:21am     ↓ dislike (0)   quote   flag        

bgamall4 says

Sorry, Bitcoin plays into the digital world currency that the banksters want. It could eventually be incorporated into that system or banned.

Completely agree. Digital currency will create more economic problems, more control on the people, higher taxes and more inflation.

Even worse than solely paper fiat currency or half digital half paper fiat currency.

Now we will have full digital fiat currency. The currency of Satan.

15   Robber Baron Elite Scum   ignore (0)   2014 Jul 13, 2:22am     ↓ dislike (0)   quote   flag        

thunderlips11 says

I can't understand why anybody uses Bank of Asmodeus.

Shitty service, outrageous charges, inconvenient everything.

Looking back, I can't believe I banked with them and was stupid enough to open accounts with them including a business account.

16   Strategist   ignore (2)   2014 Jul 13, 3:15am     ↓ dislike (0)   quote   flag        

Robber Baron Elite Scum says

thunderlips11 says

I can't understand why anybody uses Bank of Asmodeus.

Shitty service, outrageous charges, inconvenient everything.

Looking back, I can't believe I banked with them and was stupid enough to open accounts with them including a business account.

This is what our bank has done to keep us there for life:
Your direct deposits are in the checking account.
You have multiple accounts for different purposes.
Safe deposit boxes are with them.
Your "bill pay" goes through these accounts.
They manager bend's rules for you.
You like the hot teller there.

How am I supposed to switch to a credit union when it's so damn inconvenient. The banksters have us by the balls.

17   New Renter   ignore (11)   2014 Jul 13, 3:27am     ↓ dislike (0)   quote   flag        

Strategist says

This is what our bank has done to keep us there for life:

Your direct deposits are in the checking account.

My credit union does thisStrategist says

You have multiple accounts for different purposes.

Me too - at my credit union

Strategist says

Safe deposit boxes are with them.

No idea, I don't have one.

Strategist says

Your "bill pay" goes through these accounts

credit union, check!

Strategist says

They manager bend's rules for you

Like giving you a 1M no down loan with a credit rating in the 500s?

Strategist says

You like the hot teller there.

I almost always use the ATM. I almost never go inside.

that hot teller is allowing you to make a different kind of deposit who cares what she looks like?

18   MisdemeanorRebel   ignore (3)   2014 Jul 13, 10:20am     ↓ dislike (0)   quote   flag        

Strategist says

Your direct deposits are in the checking account.

My Credit Union encourages direct deposits, I think they all do, haven't heard of one that didn't. No charge.

Strategist says

You have multiple accounts for different purposes.

I have a savings and checking account there, too.

Strategist says

Safe deposit boxes are with them.

Don't use this service, so wouldn't know.

Strategist says

Your "bill pay" goes through these accounts.

Pay all my bills via Credit Union Website, no problem. From Electric to Cell Phones.

Strategist says

They manager bend's rules for you.

No se, but whenever I have a question I call the 800 number and a human being picks up within a minute with no IVR system.

Strategist says

You like the hot teller there.

I think the person I signed up with was cute, don't remember since the CU has everything electronic.

I also get my $2.00 monthly checking fee waived if I log in three times a month.

19   Strategist   ignore (2)   2014 Jul 13, 10:34am     ↓ dislike (0)   quote   flag        

New Renter says

I almost always use the ATM. I almost never go inside.

that hot teller is allowing you to make a different kind of deposit who cares what she looks like?

thunderlips11 says

I think the person I signed up with was cute, don't remember since the CU has everything electronic.

I also get my $2.00 monthly checking fee waived if I log in three times a month.

Yes, but do you see the headaches I would have to go through to make a switch.
I used to bank with World Savings. Never saw a line there, and the staff would do anything for us. They got taken over by Wachovia during the crash, and then Wells Fargo took over Wachovia.
If the checking account interest rates are high enough I might still take the plunge and go Credit Union.

20   Strategist   ignore (2)   2014 Jul 13, 10:44am     ↓ dislike (0)   quote   flag        

Robber Baron Elite Scum says

Chupacabra says

Not only is their CEO a criminal, their staff are inept and clueless.

One of their former CEO's was David Rockefeller. You can look at my profile picture if you want to see his face.

Do I look pretty?

To every hooker, gold digger and woman who needs a rich man. Maybe even to some men.

21   New Renter   ignore (11)   2014 Jul 13, 12:02pm     ↓ dislike (0)   quote   flag        

Strategist says

Yes, but do you see the headaches I would have to go through to make a switch.

No.

If you want to do it in person just go to your bank and ask to cash out your accounts in the form of a cashiers check. After you get your check make a lewd proposal to that cute cashier, who knows when she sees your large *account balance* maybe she'll go for it. If not on your way out drop your pants in the lobby and take a massive dump right then and there. Wave to the security cameras with a giant smile on your face.

Its what AF would do.

Then take said cashiers check to the credit union of your choice and tell the nice people there you want to open an account. Bring a drivers license and/or a valid passport.

The credit union of your choice may allow you to open an account online. Takes 10 minutes. My credit union allows external funds transfer online. Its easy.

OK, no excuses anymore! I expect to be hearing about your bad bank behavior on the evening news.

22   New Renter   ignore (11)   2014 Jul 13, 12:52pm     ↓ dislike (0)   quote   flag        

bgamall4 says

New Renter says

The credit union of your choice may allow you to open an account online. Takes 10 minutes. My credit union allows external funds transfer online. Its easy.

OK, no excuses anymore! I expect to be hearing about your bad bank behavior on the evening news.

Done.

Great! What news channel should we be tuning into?

23   corntrollio   ignore (1)   2014 Jul 17, 7:01am     ↓ dislike (0)   quote   flag        

Strategist says

They manager bend's rules for you.

You like the hot teller there.

Well, there's your problem. You need to be bending the hot teller.

24   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 5:09am     ↓ dislike (0)   quote   flag        

Capital One 360: Feature Update

Cash deposits at ATMs now including partner deposit accepting ATMs which means pretty much all 7-Elevens, RiteAid, CVS, Walgreens, Duane Reade and gas stations that accept deposits in their partner ATMs...

That's a pretty amazing feature to be honest.

They have only ATM, phone, mail and online service only. But considering they have no minimum balance requirement, no monthly fees and no inactivity fees...

Along with being a Big Bank for convenience, that's a very generous and very much a good value.

Their overdraft works as a line of credit from a credit card. The first 50 checks are free and after that it's only $5 dollars including standard shipping

That's a pretty damn good robust banking service for those who are either low-income and can't afford all the crazy dumb fees from the big banks or those who are financially-stable but can't stand the stupid fees from the big banks.

The truth is that even though the big banks say they won't charge you as long as you keep $1500 (common figure) in the bank account...

They will still get you.

How? "inactivity" fees. They have done this to people having tens to hundreds of thousands of dollars in their accounts.

Particularly banks like Chase, Bank of America, Citibank and Well Fargo.

Capital One 360 is from a big bank, however. So I don't really know if these excellent policies and generous fee schedule will stick.

Probably better to go with some smaller online bank like Ally as well or maybe a credit union or regional/community bank in case they begin slowly changing their terms.

25   Tenpoundbass   ignore (16)   2014 Oct 20, 5:12am     ↓ dislike (1)   quote   flag        

I'm just waiting for that Elizabeth Warren consumer protection, and finance reform to kick in.
She's going to run for President on it.

But of course, she'll run on *Obama merits.

*merely mentioning a problem, is equated to solving them.

26   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 6:22am     ↓ dislike (0)   quote   flag        

bgamall4 says

You live in New York. You are vitamin D deficient.

Check with a doctor as a simple blood test would confirm it.

It's already been confirmed I am vitamin D deficient.

I'm actually been thinking seriously about moving to Southern California these past few days, if not Eastern Europe.

The weather here is already terribly cold for me already.

I'll give you props that you were smart enough to diagnose me with Low Vitamin D without ever seeing me face to face.

I hear women in general in Southern California are better than New York women.

But women aside, I hear all the time that New Yorkers and also northeast in general are very arrogant, rude, think they are better than everyone, judge others by money, excessively cliquish and meeting people in general (not just women) is more like a job interview than a real laid back conversation...

"What university did you graduate from?"

"What is your career?"

These are the first two most common questions. It almost sounds like a broken record to me.

It's interesting how before advising me to leave New York, I was a few hours seriously thinking to leave New York and go off to Southern California.

I guess it's either Eastern Europe or Southern California for me.

+1...

27   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 6:38am     ↓ dislike (0)   quote   flag        

bgamall4 says

Sometimes you say something intelligent.

Or you agree with.

bgamall4 says

Yes, bitcoin plays into the world currency. Stay away. But also, you are right about people like Larry Summers wanting a cashless society, which will require forced bank accounts.

Summers is a New World Order totalitarian.

Bitcoin is defiantly a part of it and if it wasn't from the start, I can guarantee it is already infiltrated or being attempted by international bankers.

In fact, it is. Why else do you think the Founder & CEO was arrested for "money laundering"? Along with another executive supposedly committing suicide?

So much legal hassle by the law for what? It's all ties down to the private elite owners of the Federal Reserve being threatened.

28   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 8:26am     ↓ dislike (0)   quote   flag        

APOCALYPSEFUCKisShostikovitch says

I'm at a state-chartered thrift.

I bank by fucking postal mail and half the time they send me a return envelope with metering already afixed, SUCK MY DICK, TBTF FUCKS!

I got once every other month around lunch time and the big red-haired chick with the huge tits blows me in the dumpster and lets me bum a cigarette afterwards.

FUCKING SERVICE!

LOL... +1

29   Strategist   ignore (2)   2014 Oct 20, 9:10am     ↓ dislike (0)   quote   flag        

Robber Baron Elite Scum says

APOCALYPSEFUCKisShostikovitch says

I'm at a state-chartered thrift.

I bank by fucking postal mail and half the time they send me a return envelope with metering already afixed, SUCK MY DICK, TBTF FUCKS!

I got once every other month around lunch time and the big red-haired chick with the huge tits blows me in the dumpster and lets me bum a cigarette afterwards.

FUCKING SERVICE!

LOL... +1

I'm glad you guys kissed and made up.

30   Rin   ignore (9)   2014 Oct 20, 12:11pm     ↓ dislike (0)   quote   flag        

Ppl, I pop a Vitamin D (& E) capsule, every other day, problem solved.

31   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 12:19pm     ↓ dislike (0)   quote   flag        

bgamall4 says

Lol Baron, women in So Cal and Las Vegas have vitamin D. That obviously makes them feel better. But I am glad you would consider moving out of NY because I don't think you are happy there. LA has a lot of traffic, so you should live close to work or if retired, close to shopping and stuff. I wrote an article about So Cal and another about Las Vegas that you may find interesting:

Moving out of New York is not a question anymore or if... Just when. Can't stand the weather nor most New Yorkers with their whiny voices and their uptight aggressive demeanor. New Yorkers are the worst at taking a joke.

I need to dump some real estate assets and take care of getting my business moved out of state or offshore.

Readed the articles, they are informative. Thanks!

32   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 12:26pm     ↓ dislike (0)   quote   flag        

Rin says

Ppl, I pop a Vitamin D (& E) capsule, every other day, problem solved.

Not healthy unless the vitamins are not synthetic. Most are synthetic.

Natural vitamins cost a lot.

Perhaps I'll try natural vitamin d in capsule form...

33   Strategist   ignore (2)   2014 Oct 20, 12:33pm     ↓ dislike (0)   quote   flag        

Robber Baron Elite Scum says

Rin says

Ppl, I pop a Vitamin D (& E) capsule, every other day, problem solved.

Not healthy unless the vitamins are not synthetic. Most are synthetic.

Natural vitamins cost a lot.

Perhaps I'll try natural vitamin d in capsule form...

Just take a walk in the sunshine. If you come to Southern California, just take a walk across the parking lot from the mall to the car.
Free vitamin D.

34   Rin   ignore (9)   2014 Oct 20, 12:37pm     ↓ dislike (0)   quote   flag        

Strategist says

Robber Baron Elite Scum says

Rin says

Ppl, I pop a Vitamin D (& E) capsule, every other day, problem solved.

Not healthy unless the vitamins are not synthetic. Most are synthetic.

Natural vitamins cost a lot.

Perhaps I'll try natural vitamin d in capsule form...

Just take a walk in the sunshine. If you come to Southern California, just take a walk across the parking lot from the mall to the car.

Free vitamin D.

I live in the world of the practical ... in the northeast corridor, we have sunshine, rain, overcast, sleet, snow, and everything in the middle. One can't depend upon the sun to do one's "wellness" work. Plus, during the day, we're inside an office, not frolicking around in the sun.

Thus, take the pills, use the exercise bike, see hoes up in Montreal (since it's illegal in New England/New York), and live your life.

35   Strategist   ignore (2)   2014 Oct 20, 12:44pm     ↓ dislike (0)   quote   flag        

Rin says

Thus, take the pills, use the exercise bike, see hoes up in Montreal (since it's illegal in New England/New York), and live your life.

:) :) :)

36   Tenpoundbass   ignore (16)   2014 Oct 20, 1:01pm     ↓ dislike (1)   quote   flag        

Does it really matter where you bank?

The real take away from our banking system is that banks don't pay interest to savers, and the 401K is Wall street's personal petting zoo.

37   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 1:50pm     ↓ dislike (0)   quote   flag        

CaptainShuddup says

Does it really matter where you bank?

Yes.

That's if you don't want to put your money in a bank that tells it's tellers to file suspicious activity reports over not too significant amounts of money. $1,000 cash is what Chase files a SAR for, how pathetic and moronic.

If you don't like being fucked deep in the ass with monthly fees or the sham called "inactivity" fees despite maintaining a decent balance.

If you don't like paying currency conversion fees from traveling and using your debit card abroad or ordering something online.

If you don't like the minimum balance increased slowly and slowly until they start demanding first 100 than 200 than 300 than 1,000 than 1,500 than 2,000.

The banks ended free checking and first started with $100 until now it's 15 times more all the way to $1500.

You know how hard it is for paycheck to paycheck Americans to maintain 1500 in the bank everyday? If you are a penny under, they will charge and no they will not waive the fee after the first time.

If you don't want your account negative from their stupid monthly fee and than get charged their overdraft fee as well which is assessed everyday for the negative balance.

If you don't want to be "banned for LIFE" and/or have your account frozen for no reason (you don't owe money, you didn't deposit large amounts of money out of nowhere or defraud them by abusing account bonuses.) Bank of Americunt is guilty of this and notorious for doing this.

If you don't like having your balance messed with on purpose so they can assess overdraft fees.

If you want your money reimbursed in case of fraud. A lot of banks fail to protect you against fraud.

If you want your money safe from bank failure. FDIC is not fully trustworthy and they may not reimburse right away. FDIC is actually way underfunded for the amount of capital it insures, so much so that you'd not believe it.

Basically, if you don't want to take a bankers cock deep into your asshole....

Yes it matters where you bank.

If you WANT to take a bankers cock deep into your asshole....

Than no. It doesn't matter. Bank at Chase or Bank of America...

They will fuck you hard in the ass until it's torn a new hole.

38   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 2:14pm     ↓ dislike (0)   quote   flag        

bgamall4 says

you probably will die of something sexually related before you need to move. :)

I agree. Even though as much as averse I'm to marriage..

Have sex with a prostitute (escorts, pornstars or strippers)...

And expect to be infected with some nasty shit.

I don't do that stuff, never have and never will.

39   Robber Baron Elite Scum   ignore (0)   2014 Oct 20, 4:04pm     ↓ dislike (0)   quote   flag        

bgamall4 says

if you bank with Bank of America. Just to be on the safe side you may want to avoid that bank

You are on top of your stuff.

There is actually a Harvard Economist who is warning people about Bank of America. This is relatively recent as well. (2014).

http://offgridsurvival.com/economist-fears-bank-collapse-bofa/

http://www.pbs.org/newshour/making-sense/is-your-money-safe-at-the-bank-an-economist-says-no-and-withdraws-his/

This particular Economist pulled $1 million out of Bank of America.

Bank of America in my humble opinion is a terrible bank from a safety and risk point of view. It is managed extremely incompetently, underperforming, inefficient and not up to par AT ALL with their competitors.

I strongly believe J.P. Morgan will acquire Bank of America.

Their stock price is a joke at $15 dollars and they vast majority of it's shareholders have gotten taken for a ride.

Bank of America is just a parasitical entity that has no loyalty to the customers, neither even the shareholders nor even to it's own long-term well being.

J.P. Morgan is a horrible ruthless bank but at least they have their financials together despite even being fined and sued countless times with big monetary penalties. They can afford it... It is chump change for them.

J.P. Morgan bought Washington Mutual in the crisis of 2008 because not only they themselves had their own business together but they were more than capable to handle another bank's liabilities. Their stock price recovered strongly as well.

But Bank of America? They are not run by financiers. They are run by incompetent arrogant worthless clowns.

It's liabilities are far far greater than it's assets, it's revenue is suffering despite looking like it's increasing. It's not. They are merely starting to cut costs left and right. So profits look like they are higher and therefore they seem to be doing better but they are in reality in big hot water trouble.

They are closing up to 2,000 branches. But NOT just closing the branches but fucking SELLING them to other small banks in the area.

That reeks of desperation and being hard up for cash.

And this is recent as well as of 2014. They are the number one bank also laying off the most employees as well.

Their brand name is also limited to the US. They are not a global bank like Citibank and Chase. "Bank of America"... Try opening up shop with that name in Italy.

Doesn't fit with the region or have it's local people connect to that name.

Funny that it used to be called "Bank of Italy" and was started by an Italian immigrant from humble backgrounds only to mutate into a arrogant cancerous piece of shit bank.

Despite the bail out loan, they are ready to collapse because they didn't change they way they operate, manage, make revenue, improve customer service, price their bank account fee more reasonably nor have much more conservative investment banking nor understand the greater liabilities in acquiring Merrill Lynch.

"Doing the same thing over and over but expecting a different result each time is the definition of insanity."
-Einstein

They amount of lawsuits BOA and Merrill have had over discrimination is enormous. Their work culture is terrible.

When I was a kid (this is decades ago).. My mother used to actually work for BOA and was fired by the Manager after she was framed for mishandling $8K. (It was locked in the wrong safe.)

I remember going barely going without food for 3 months until she found another job as a teller at another small local bank.

Really shitty bank and I'd never forget these assholes for what they did. I can't believe I later banked with them as an adult for the convenience of many ATMs and branches despite the awful memories of them as a child.

I did use them mostly for business transactions and business use.

I pray and hope BOA dies a slow and painful death in bankruptcy. I can't wait to be entertained by their collapse as I watch and eat popcorn and drink a nice wine to celebrate their death.

J.P. Morgan are a bunch of fucking assholes too and they also are not very fair to their customers but at least they are able to manage to produce better for their shareholders than BOA and also be VERY strong financially (despite all the money paid for fines and lawsuits) to manage well above beyond their own liabilities but also that of other banks.

They have acquired the most banks and done the most acquisitions.

J.P. Morgan are ruthless assholes, unethical, greedy and corrupt but at least they can manage not collapse into a steaming pile of shit while they commit white collar crime globally.

So you do have to give them respect for that at least.

I can't say the same for Bank of Asswipes. They are an epic fucking failure.

How the fuck do you make a $4 BILLION dollar accounting error?

http://dealbook.nytimes.com/2014/04/28/bank-of-america-suspends-buyback-and-dividend-increase/?_php=true&_type=blogs&_r=0

ONLY at Bank of Asswipes can such a moronic mistake happen.

As I said before they are not competent professional financiers like J.P. Morgan.

Bank of Asswipes are a bunch of arrogant incompetent worthless fucking clowns including their CEO, that fucking pansy piece of shit.

Warren Buffet is a major stockholder in BOA and goes around trolling how wonderful BOA is...

Understand that he knows the stock market is mostly all just emotionally driven.

He is bluffing a bad hand is what I mean to say. He is shilling and will have sold out long before SHTF...

Never trust what Warren Buffet says publically. He is a fucking shill and wants to misguide the sheep investor.

Just watch what he does. Moreover, his company Berkshire Hathaway commits fraud on a daily basis.

He is NOT a "humble modest down-to-earth nice kind generous jesus-like" billionaire... That's also semantically an oxymoron.

That's just a veneer he puts out to idiot masses.

"Tax the rich more" he says... Who he really means is by "rich" is upper middle class not true elite wealthy aristocrats and the taxes will go to the private Federal Reserve bank with whom the elite owners he is friends with.

Here is a picture of Warren Buffet with Jacob Rothschild....

http://qph.is.quoracdn.net/main-qimg-f103ce0799ab6865e3e2a69c76dc7050?convert_to_webp=true

Anyway...

BOA will collapse guaranteed. It's only a matter of when not if. It's close though in my opinion.

40   Vicente   ignore (0)   2014 Oct 20, 4:09pm     ↓ dislike (0)   quote   flag        

Where do the peasants bank?

Duh!

41   Robber Baron Elite Scum   ignore (0)   2014 Oct 21, 10:29am     ↓ dislike (0)   quote   flag        

Walmart is for all the masses.

After oligarch bankers are done raping this economy, walmart will be for the upper classes only minus the banking aristocracy.

42   Rin   ignore (9)   2014 Oct 21, 11:33am     ↓ dislike (0)   quote   flag        

Robber Baron Elite Scum says

http://www.pbs.org/newshour/making-sense/is-your-money-safe-at-the-bank-an-economist-says-no-and-withdraws-his/

This particular Economist pulled $1 million out of Bank of America.

Quick question ... why is someone parking $1M in a loser bank, everyone knows about BoA, esp when his FDIC insurance is capped at $250K?

At most, he should have $300K, out of that pile, parked in three different commercial banks (checking/CDs) and then, have $700K split between two brokerage accounts offering SIPC protection up to for $500K per account holder.

Those brokerage accounts should be fully vested in high dividend utility/tobacco/alcohol stocks, earning him 4-5% per year. If he wanted to re-invest he can, or simply take the dividends ($30K-$32K/yr) and use 'em to pay his bills.

43   New Renter   ignore (11)   2014 Oct 21, 1:06pm     ↓ dislike (0)   quote   flag        

Rin says

Quick question ... why is someone parking $1M in a loser bank, everyone knows about BoA, esp when his FDIC insurance is capped at $250K?

At most, he should have $300K, out of that pile, parked in three different commercial banks (checking/CDs) and then, have $700K split between two brokerage accounts offering SIPC protection up to for $500K per account holder.

Those brokerage accounts should be fully vested in high dividend utility/tobacco/alcohol stocks, earning him 4-5% per year. If he wanted to re-invest he can, or simply take the dividends ($30K-$32K/yr) and use 'em to pay his bills.

That $250k is per beneficiary - The acct holder can put his/her spouse/BFF/cat or dog on the account as beneficiaries and get $250k per head.

http://www.cbsjbank.com/PR093.pdf

44   MAGA   ignore (1)   2014 Oct 22, 5:32am     ↓ dislike (0)   quote   flag        

Both

45   Shaman   ignore (2)   2014 Oct 22, 9:42am     ↓ dislike (0)   quote   flag        

I had to sign up for a BofA account to get direct deposit of my paychecks. Keeping a minimum balance of 10k there gets all fees waived. They're evil but what the hell?

46   Robber Baron Elite Scum   ignore (0)   2014 Oct 22, 10:46am     ↓ dislike (0)   quote   flag        

APOCALYPSEFUCKisShostikovitch says

DIE! DIE!, DIE!, BANK OF FUCK! AMERICA IN THE ASS!, FUCKING DIE!

Right on AF!

Quigley says

I had to sign up for a BofA account to get direct deposit of my paychecks. Keeping a minimum balance of 10k there gets all fees waived. They're evil but what the hell?

You also signed up to worship Satan once you opened that account. Read their terms of agreement upon account opening.

APOCALYPSEFUCKisShostikovitch says

They'll find a way to fuck you in the ass. You'll be raped. No American goes unraped!

Ditto!

What AF said...

bgamall4 says

I warned my relative.

And now Satan has their soul.

47   Dan8267   ignore (3)   2014 Oct 22, 12:59pm     ↓ dislike (0)   quote   flag        

Robber Baron Elite Scum says

Where Do You Peasants Bank?

There is only one place a civilized person places his money, inside the vaginas of supermodels. If a place isn't good enough for my penis, it's not good enough for my money. Plus it makes deposits and withdraws more fun.

I've heard that peasants keep their money in the cunts of immense hirsute lesbians or, even worse, realtors.

48   phaster   ignore (0)   2014 Oct 24, 2:35am     ↓ dislike (0)   quote   flag        

Vicente says

Where do the peasants bank?

Duh!

bank of wal mart is in rural/burbs

for inner city folk

note the open 24/7 convenience

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