BayArea

joined 2011 Oct 24, 1:41pm   United States 223 posts   2,555 comments   follow BayArea   ignore


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Bitcoin and Crypto-currency
by BayArea on 5 Nov 2017  518 comments, latest 2 months ago
#investingHi guys, I'd like to start a conversation on crypto-currency, particularly Bitcoin.What do you all think about it from an investment point of view today? I have some buddies in...

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For the Married Guys (And the Guys Who Have Been Married)
by BayArea on 28 Dec 2012  462 comments, latest 7 months ago
Hi guys, As the old adage states, "Can't live with them, can't live without them." For the guys that are married now or have been married, I'm wondering what your...

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What Stock Market Investments Are You Making in 2016?
by BayArea on 6 Jun 2016  224 comments, latest 3 years ago
Hi guys, I'm looking over my portfolio this week (both 401K retirement and personal brokerage account) and looking ahead at what to invest in during 2016. I see that...

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What will it finally take to turn Trump supporters against him? (washingtonpost.com)
by BayArea on 19 Aug 2018  141 comments, latest a year ago
I hear it from liberals all the time. How can you support a “pu$$y grabber”. How can you support someone that sleeps around? How can you support someone that lies?...

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My Home Buying Experience in the month of April, 2012 in the East Bay
by BayArea on 25 Apr 2012  121 comments, latest 7 years ago
Background: I am house hunting for investment purposes (let's get that out of the way). 25% down, excellent credit, have cash to show... Home #1 (REO): I am told by...

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Who on Patnet owns a handgun(s) for home protection?
by BayArea on 21 Dec 2016  102 comments, latest 2 years ago
I've been anti-gun for most of my life but recently have taken a more neutral stance. I'm wondering how many Patnet members own a handgun for self defense? How has...

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The Secret is Out
by BayArea on 30 Aug 2012  93 comments, latest 7 years ago
You could not find a better investment between mid 2010 through the end of 2011 than low end real estate. Relatively low prices, record low interest rates, and the fact...

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Why Can't They Accept the Election Results?
by BayArea on 11 Nov 2016  87 comments, latest 3 years ago
President Elect Trump won the presidency in an electoral landslide (306 votes with Michigan counted) Why is it that they support a democracy only if their candidate wins? What is...

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The problem with reasonable gun control
by BayArea on 7 Aug 2019  81 comments, latest 5 hours ago
There is a lie that the left and the right can agree on reasonable gun control. Although both sides say so, neither side actually believes this. Fact: The left wants...

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Starbucks and their $5 Coffees
by BayArea on 1 Dec 2016  74 comments, latest 4 months ago
How in the world did Starbucks manage to slowly and methodically convince society that filtered water with a squirt of caramel is worth $5? And why are we supporting this...

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NK detonated a hydrogen bomb today that was 7x more powerful than the one that destroyed Hiroshima (washingtonpost.com)
by BayArea on 3 Sep 2017  74 comments, latest 2 years ago
https://www.washingtonpost.com

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Mortgage Loan Amortization
by BayArea on 14 Nov 2011  73 comments, latest 7 years ago
Hi folks, The topic is on mortgage loan amortization. Although I am a homeowner and have plenty of experience with amortization of loans (I've just accepted that this is how...

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If you are so smart, why aren’t you rich?
by BayArea on 20 Aug 2018  71 comments, latest 8 months ago
I was thinking about all the friends I have known in my life. The smartest ones, the ones I consider the sharpest, the most clever, highest IQ, are not the...

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You have $100,000 cash to invest today. What do you do?
by BayArea on 16 Oct 2017  70 comments, latest a year ago
Hello Patnet,Say you have $100K-150K cash to invest today. Let's say the investment period is 5+yrs.Real estate and the stock market equities are bloated at historical highs. Where would you...

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What is driving the low real estate inventory we are seeing right now? (mercurynews.com)
by BayArea on 23 Apr 2012  63 comments, latest 7 years ago
Hi folks, In recent weeks, there have been many references to a decrease in supply in the Bay Area market. I'd like to explore this a bit. What's driving this...

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Triggers for a Housing Correction
by BayArea on 4 Mar 2018  62 comments, latest a year ago
Hi guys,Given that there is no subprime lending crisis like there was over a decade ago, any housing correction would come elsewhere. What are the possible triggers: Interest rate hikes...

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Dodge Releases the "Demon" - Claims Fastest Production Car Status in History
by BayArea on 15 Apr 2017  60 comments, latest 2 years ago
As a car guy, this is pretty neat. 9.65 @ 140mph in the quarter mile for a production car with a warranty is borderline unfathomable.

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Police kill homicide suspect during I-80 standoff, traffic snarled for hours (ktvu.com)
by BayArea on 27 Sep 2017  59 comments, latest 2 years ago
http://www.ktvu.com/news/inter For several seconds it sounds like a war as about 50 rounds were fired after the suspect opened fire on Police.

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What is the definition of an assault rifle?
by BayArea on 3 Mar 2018  57 comments, latest 2 years ago
Media uses the term at every corner, but I have yet to see a clear definition.Does it mean a scary black semi-auto rifle? Or is there more to it?

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Tax Brackets Under President Trump
by BayArea on 10 Dec 2016  56 comments, latest 3 years ago
What do you all think?

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What's the Best and Worst Car You Have Ever Owned
by BayArea on 3 Dec 2012  55 comments, latest 7 years ago
I had awesome luck with the following: - 1994 Ford Ranger V6 5-speed Ext-Cab: This thing went 200K miles with nearly zero maintenance. In that 200K miles it might have...

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Should I keep this property or sell?
by BayArea on 22 Dec 2014  54 comments, latest 5 years ago
Hi guys, In 2007 I bought a condo in the Berkeley/Oakland Hills for $405,000 (20% down, 30yr fixed, 6.75% APR, $330 monthly HOA). In 2010 I refinanced down to 5.25%...

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What Smartphone Are You Using and How Do You Like It?
by BayArea on 11 Apr 2018  54 comments, latest a year ago
Hi guys,I'm finding myself in need of a new phone (switching jobs and no longer have my corporate phone).I've been researching smartphones this week and to my surprise, a couple...

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What part of the country do all the Patnet members live?
by BayArea on 5 Jan 2019  53 comments, latest 8 months ago
With all the opinions around here, it would be interesting to hear what part of the country all of you live. I’ll go first.Mid-Peninsula Silicon Valley (Belmont area), I commute...

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Saturday April 15th, Berkeley Free Speech Rally (mercurynews.com)
by BayArea on 15 Apr 2017  51 comments, latest 2 years ago
I'm reading that Berkeley is bracing for a free speech rally today. Will anyone be attending? http://www.mercurynews.com/201

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If you were a terrorist...
by BayArea on 10 Feb 2017  50 comments, latest 3 years ago
Here's where we are: Trump signs executive order on travel ban. Federal courts block it, at least temporarily. Trump can take it to the Supreme Court where he'll have 5...

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“Racist”
by BayArea on 3 Aug 2019  50 comments, latest 2 months ago
Who would have thought that the word “racist” would be so misused and overused, that’s it’s lost its meaning in our society? It used to be a serious allegation with...

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Where would you invest in Northern California today with the highest return?
by BayArea on 30 Aug 2012  48 comments, latest 7 years ago
Hi folks, For the past 9 months or so I've been hunting for real estate rentals in the Bay Area. I've primarily been looking in the Concord/Pittsburg/Bay-Point areas. My criteria...

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Calculating the ROI for you rental property (docs.google.com)
by BayArea on 1 Dec 2012  48 comments, latest 7 years ago
Hi folks, There are several different ways to approach the ROI for an investment property. Many look at the capitalization rate which is the (yearly rental income after expenses) /...

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What dog do you own and would you recommend it for a family dog?
by BayArea on 8 Jul 2017  48 comments, latest 2 years ago
#dogs

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Investment Experts, Come on In - Marijuana Legal in CA
by BayArea on 14 Nov 2016  46 comments, latest 2 years ago
Patnet investors, With CA and other states continuing the trend of legalizing marijuana, I'd like to start a discussion about where investors should be putting their money if this trend...

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Why is the media mostly liberal and how did it come to be that way?
by BayArea on 11 Oct 2016  45 comments, latest 3 years ago
please discuss?

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Property Tax
by BayArea on 7 Oct 2012  44 comments, latest 7 years ago
I'm looking at my most recent tax bill and see the following: - Mosquito Abatement - CSA Paramedic - CSA Vector Control - City Emergency Medical - City Paramedic SRV...

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The Rapid Rise and Fall of Milo: (usat.ly)
by BayArea on 21 Feb 2017  44 comments, latest 3 years ago
I had seen a couple of YouTube videos of this Milo character before the Berkeley protest. I thought he was sharp but too over the top with his political views....

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School Loan - To Payoff Or Not To Payoff
by BayArea on 29 Dec 2017  44 comments, latest 2 years ago
#miscHi guys,I've been asked to advise on the following situation:Husband and wife are both in their early to mid 30s. Wife finished up a medical program in 2013 that left...

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Anyone lost close friends since the election?
by BayArea on 30 Aug 2018  44 comments, latest a year ago
This past election has really lead people to pick sides on politics and religion in a way I’ve never seen before.I have a couple people in my life who were...

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Why the left is soft on illegal immigration?
by BayArea on 9 Jun 2019  42 comments, latest 3 months ago
I’m trying to wrap my head around the soft stance the left takes on immigration. Which is it??a.) the left is terrible at math, statistics, economics... they simply don’t understand...

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Mass Shooting El Paso Texas (foxnews.com)
by BayArea on 3 Aug 2019  40 comments, latest 2 months ago
https://www.foxnews.com/us/el-

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Credit Scores and Dating... (finance.yahoo.com)
by BayArea on 27 Dec 2012  39 comments, latest 7 years ago
Now I understand why more of us will not walk away from our underwater mortgages ;-) http://finance.yahoo.com/news/ Her musings were suddenly interrupted when her date asked a decidedly unromantic question:...

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Google Bus Protesters in SF (mashable.com)
by BayArea on 25 Apr 2014  37 comments, latest 5 years ago
Most of us have likely heard some buzz about this over the past year but it seems to be gaining steam recently. http://mashable.com/2014/04/07 Unless you've been living under a rock,...
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