patrick.net

Bigsby says

That really is a lot of overblown nonsense.

What hole have you climbed out of? Where have you been for the last 6 years - Mars or Jupiter?

dunnross says

Bigsby says

That really is a lot of overblown nonsense.

What hole have you climbed out of? Where have you been for the last 6 years - Mars or Jupiter?

Ha. And here comes Superanti-realtorman Dunnross to protect us all from the terrible impact of Roberto buying a handful of cheap houses in Phoenix. You do understand that Roberto was also a RE bear until a relatively short time ago, as was everyone else on here.

Bigsby says

That really is a lot of overblown nonsense. Just laughable.

Do you realize that if we didn't have so many c**k suckers like you who are willing to throw their life's savings into a 2-bit shack in the middle of an arid dried up postage stamp, house prices would have been much much lower now, and wouldn't have 3 generations of people living in ponzi scheme servitude.

Bigsby says

Roberto was also a RE bear until a relatively short time ago, as was everyone else on here.

Unlike me, who actually prooved that I sold my house back in 2006, by showing all of you my post directly from 2006, Roberto never showed us any proof of that. Now, it's easy for him to brag about it, but, in reality, that's a total lie, like everything else about him is.

robertoaribas says

Homes all over the US were available at prices much lower than rent,

This just proves that you've never even stepped foot in California, because, if you had, you wouldn't be spewing such nonsense out of the side of your mouth. Or, is it some other crack, you've been spewing out of? Prices nowhere within 30 miles off the coast have ever been below rent since 1995.

robertoaribas says

I was in Orange County last week, and picked up a case of 2 buck chuck at tader joes, since it was $1.99 a bottle

Hmm. Interesting how you did that, if prices had already gone up to $2.49 in January.

robertoaribas says

I'm drinking one right this second, dipstick...

Yep, I can definitely tell you have been.

dunnross says

Bigsby says

That really is a lot of overblown nonsense. Just laughable.

Do you realize that if we didn't have so many c**k suckers like you who are willing to throw their life's savings into a 2-bit shack in the middle of an arid dried up postage stamp, house prices would have been much much lower now, and wouldn't have 3 generations of people living in ponzi scheme servitude.

You really are charming. So I'm a c*cksucker because I bought a house? If you want to spend your life renting or whatever it is you are actually doing, then fine, but quit insulting people who actually bought because it's a bloody ridiculous comment to make. And didn't you just say you sold to someone in 2006? Presumably that means you royally screwed them over back then, so get off your high horse.
And last time I checked, Monterey isn't that arid. In fact, I have quite a few very nice oak and pine trees on my property.
And the simple truth of the matter is that house prices in the US as a whole are not expensive. Parts of CA certainly are, but you appear to talk for the country as a whole.

dunnross says

robertoaribas says

I was in Orange County last week, and picked up a case of 2 buck chuck at tader joes, since it was $1.99 a bottle

Hmm. Interesting how you did that, if prices had already gone up to $2.49 in January.

Shops have this thing called offers.

Bigsby says

So I'm a c*cksucker because I bought a house?

Exactly. You bought, because, you are impatient. You couldn't wait for prices to drop, and had to ruin it for the rest of us and jump right in and buy, driving up prices for everyone else. You and the likes of you are responsible for the fact that many generations of californians will not be able to afford to buy their own house without mortgaging their life. You don't even care about your own kids, who will be straddled with college payments, and will not be able to afford to buy. Of course, you couldn't do such a stupid thing all by yourself. You needed to be given the old nudge by the likes of roberto the housing prostitute, and now, you're shaking in your boots, trying to prop up this nonsense of a ponzi scheme, trying to justify these extortionist prices, and your way of life of throwing 40-50% of your take-home pay on mortgage. Nice Job, Bigsby! Now I see why you're foaming at your mouth trying to defend your criminal friend.

Bigsby says

Presumably that means you royally screwed them over back then, so get off your high horse.

Nope, that house is worth as much now as it was back in 2006 when I sold it. This is the complete nonsense which is going on in this stinking state of ours. It's like people haven't learned anything since the crises. The banks are all insolvent, real unemployment rate is close to 25%, and people are busy bidding up houses, like it was deja-vu 2006, all over again. What amazing short-memory sheep live in this californicationary golden-brown-nose state of ours.

dunnross says

Exactly. You bought, because, you are impatient. You couldn't wait for prices to drop, and had to ruin it for the rest of us and jump right in and buy, driving up prices for everyone else. You and the likes of you are responsible for the fact that many generations of californians will not be able to afford to buy their own house without mortgaging their life. You don't even care about your own kids, who will be straddled with college payments, and will not be able to afford to buy. Of course, you couldn't do such a stupid thing all by yourself. You needed to be given the old nudge by the likes of roberto the housing prostitute, and now, you're shaking in your boots, trying to prop up this nonsense of a ponzi scheme, trying to justify these extortionist prices, and your way of life of throwing 40-50% of your take-home pay on mortgage. Nice Job, Bigsby! Now I see why you're foaming at your mouth trying to defend your criminal friend.

Wrong as seems to be your way. I waited six months to close my short sale. I was very patient thank you. I also bought the house at close to 60% less than it sold in 2005. The current guesstimates for its valuation (for what that is worth) are quite a bit more than I paid. How exactly has that purchase driven up prices for everyone else? How long was I supposed to wait? I work. My wife works. We pay substantially less than 10% of our income on the PITI. What a burden. I wonder how your 2006 sale screwed over the person you sold to? Does that not concern you at all seeing as you are so bothered about my purchase?

dunnross says

Nope, that house is worth as much now as it was back in 2006 when I sold it. This is the complete nonsense which is going on in this stinking state of ours. It's like people haven't learned anything since the crises. The banks are all insolvent, real unemployment rate is close to 25%, and people are busy bidding up houses, like it was deja-vu 2006, all over again. What amazing short-memory sheep live in this californicationary golden-brown-nose state of ours.

You didn't expect it to return to that level. You thought the bottom was going to drop out of the market, but you were perfectly happy to dump it on someone else. And yet here you are insulting people for buying homes that were substantially discounted from their highs. You make no sense.

Bigsby says

was going to drop out of the market, but you were perfectly happy to dump it on someone else.

Yes, I was perfectly happy to dump on some greedy bastard as yourself, who thought that prices would be going up at infinitum, but at the price of saving the livelyhood of mine and your children.

dunnross says

Bigsby says

was going to drop out of the market, but you were perfectly happy to dump it on someone else.

Yes, I was perfectly happy to dump on some greedy bastard as yourself, who thought that prices would be going up at infinitum, but at the price of saving the livelyhood of mine and your children.

Then just quit your moaning. On what planet is it perfectly alright for you to sell a house in 2006, but a seemingly terrible crime for others to buy in 2011? You are the one who sold in 2006 and yet I'm the greedy bastard? You are just so full of it that it's ridiculous.

Bigsby says

You sold at the peak, so presumably your actions contributed to the bubble

Ha ha ha. You just proved that you are clueless about the bubble. The bubble was caused by people who were buying all the way to the peak, and thinking that prices would go up, forever. People who sold at the peak contributed to the bubble crash, not the bubble, itself, which was caused by the ninkampoops like you, and the greedy bastards who bought from me. If everyone was like me, and thought that 2006 prices were way too high, this bubble would have never happened. And if people haven't bought in 2012, like you, we would still be enjoying this housing recovery, which means lower prices.

dunnross says

Bigsby says

You sold at the peak, so presumably your actions contributed to the bubble

Ha ha ha. You just proved that you are clueless about the bubble. The bubble was caused by people who were buying all the way to the peak, and thinking that prices would go up, forever. People who sold at the peak contributed to the bubble crash, not the bubble, itself, which was caused by the ninkampoops like you, and the greedy bastards who bought from me. If everyone was like me, and thought that 2006 prices were way too high, this bubble would have never happened. And if people haven't bought in 2012, like you, we would still be enjoying this housing recovery, which means lower prices.

Oh come off it, you must be joking. It was a sarcastic comment that you have cut off halfway through (does 'and what subsequently happened...' ring any bells?) and that obviously relates to your laughable remarks about my and Roberto's purchases. Do you really not get that? Give me strength. And what on earth do you mean if everyone thought like you - that 2006 prices were too high, then the bubble would never have happened? Talk about daft comments. You are the clueless one. You were as much of a greedy bastard as those you criticize. You cashed out when you thought the price had peaked and believed the prices were going to crash. You didn't put your house on the market at what you thought was a fair price, you put it on at what the market value was at that time. Fine. Nothing wrong with that. We would have all done the same in that position, but stop bloody moaning about people buying houses at vastly reduced prices in 2011. It's just completely idiotic. You sold in the firm belief that you were screwing someone over and yet, apparently, it is Roberto and I who are the ones in the wrong. Your 'thinking' is completely twisted.
And since when did a housing recovery only translate as lower prices, presumably 1975 prices from what you've been saying? You are just full of hot air and wind.
Oh, and I bought in 2011 FYI.

Bigsby I hope the professor is paying you for all the forum posting that you do on his behalf, or at least giving you a reach around.....

Professor you sure are one cheap son of a bitch for having $6000 in passive income each month, you sure you aren't a homeless bum posting from the public library computer?

yup1 says

Bigsby I hope the professor is paying you for all the forum posting that you do on his behalf, or at least giving you a reach around.....

Professor you sure are one cheap son of a bitch for having $6000 in passive income each month, you sure you aren't a homeless bum posting from the public library computer?

Ah right, so apparently I'm not allowed to also think that you perma-bears are over playing your hand.

This thread is un~believable.

Bigsby says

Ah right, so apparently I'm not allowed to also think that you perma-bears
are over playing your hand.

Bigsby on your knees bitch, Roberto is calling!

This is wierd, I agree with both sides here.
On the one hand you have folks who say that the bottom has come and gone. They're half right. Betting on housing's return seemed like a sucker's bet but I shouldn't have doubted old Uncle Ben. He really pulled out all the stops to make interest rates unbelievably low. And to make sure banks had all the money they needed to sit on inventory for years. So we have low inventory, super low, historically low, and houses are practically unavailable where I live. This made prices jump. Ok.

On the other hand, the economy is sti depressed, and nothing is getting better. With a banking crisis in slow motion melt down in Europe, things could worsen still. Housing inventory will be released some time this year, as banks capitalize on the market run up they helped to engineer.
But, they will find that the pool of buyers who can qualify is much more shallow than imagined. Sure, you get 20 offers on one nice house here, but when 100 houses are released, you'll be lucky to get one. Those 20 buyers will suddenly get very choosy again, and prices will fall.

That's my hope anyway.

yup1 says

Bigsby says

Ah right, so apparently I'm not allowed to also think that you perma-bears

are over playing your hand.

Bigsby on your knees bitch, Roberto is calling!

Back to your bedroom child, there's homework to be done.

Bigsby says

Back to your bedroom child, there's homework to be done.

You are regularly Robertos bitch on here. That is a fact. I think you are an alt of his, if not stop blowing him on this public forum.....

yup1 says

Bigsby says

Back to your bedroom child, there's homework to be done.

You are regularly Robertos bitch on here. That is a fact. I think you are an alt of his, if not stop blowing him on this public forum.....

Give it a rest youngster. Should I just call you the bitch of every other permabear on here? You're just upset because every time you post you end up embarrassing yourself. I suppose at least you're consistent.

Bigsby says

Give it a rest youngster. Should I just call you the bitch of every other
permabear on here? You're just upset because every time you post you end up
embarrassing yourself. I suppose at least you're consistent.

I make my own independent posts on here defending no one but myself. I do not come on here and defend one individual repeatedly to no end. So who is embarrassing themselves?

yup1 says

Bigsby says

Give it a rest youngster. Should I just call you the bitch of every other

permabear on here? You're just upset because every time you post you end up

embarrassing yourself. I suppose at least you're consistent.

... So who is embarrassing themselves?

I've read your posts. You are. All you do is come on here and insult people that you disagree with. Nothing more, nothing less.

And I'm not defending him, I'm agreeing with his general points. Is that not allowed? Presumably, I should only be posting wrong-headed personal insults in the vein of your 'good' self.

witness the return of the JBR's.

They had a good run when prices went down every year, thats over for a while.

Bigsby says

I've read your posts. You are.

Try reading your own...

yup1 says

Bigsby says

I've read your posts. You are.

Try reading your own...

They're good, aren't they? Decent spelling. Nice punctuation. Coherent. Not too much of an over-reliance on personal insults. No unhinged arguments completely devoid of any factual basis. You could learn a thing or two.

Bigsby says

Decent spelling. Nice punctuation. Coherent. Not too much of an over-reliance on
personal insults.

You failed to mention you are performing fellatio on Roberto while posting!

yup1 says

Bigsby says

Decent spelling. Nice punctuation. Coherent. Not too much of an over-reliance on

personal insults.

You failed to mention you are performing fellatio on Roberto while posting!

Is that the best you can come up with? I thought you said you had an IQ of 144.

Bigsby says

Is that the best you can come up with? I thought you said you had an IQ of
144.

Look I have laid it all out for you. What else do you want me to say? Stop posting to defend Roberto at every opportunity, he is a big boy he can fight his own battles.

I am impressed you remembered my IQ!

robertoaribas says

hmmm, you speculate about this quite a bit... You should find someone you
trust to come out... unless you are in reality a hot girl...

I think I should be more like you Roberto. Biking around Phoenix in 115 F, drinking bottles of 2 buck chuck from a brown bag, heading down to the public library to post all your BS on Patrick.net!

yup1 says

robertoaribas says

hmmm, you speculate about this quite a bit... You should find someone you

trust to come out... unless you are in reality a hot girl...

I think I should be more like you Roberto. Biking around Phoenix in 115 F, drinking bottles of 2 buck chuck from a brown bag, heading down to the public library to post all your BS on Patrick.net!

haha. it actually sounds like fun for $2.00 - I will try this soon.
Who needs money to have a good time? (Library wont let u drink and post probably so I will have to use a decoy container.)

yup1 says

Bigsby says

Is that the best you can come up with? I thought you said you had an IQ of

144.

Look I have laid it all out for you. What else do you want me to say? Stop posting to defend Roberto at every opportunity, he is a big boy he can fight his own battles.

I am impressed you remembered my IQ!

I'll post in response to whatever I see fit. Your posts are generally so ridiculous that it's hard to resist responding - and if you haven't got it yet, I'm not responding to defend Roberto, I'm posting to address your nonsense. Perhaps if you tried to apply your made up IQ more often, then there wouldn't be so many laughable posts to respond to. Your posts are just a low level source of amusement to me.

REpro says

I just finished Taxes for last year. CA tax comes up more than twice than previous year. Simple reason: most typical Federal deduction is ignored by CA now.

REPro, do you know what changes were made in 2012 by CA? I haven't completed my taxes yet.
Already with fed AMT I can't deduct property tax or state income tax. I knew about the CA rate changes but didn't hear about deduction changes.

robertoaribas says

heck I think I'll ride my bicycle to chipotles for lunch and get my vegan burrito bowl with extra beans and fajita veggies!

That's the only thing I eat there. Since I left Berkeley, It's the only show in town. What passes for authentic Mexican out here is just bland. If I'm going to have bland, it might as well be Chipotle.

On the wine tip, a friend of mine who teaches at Sur La Table told me L’Authentique is one of the best French table wines you can buy at Trader Joe's and it is so cheap too.

SiO2 says

REpro says

I just finished Taxes for last year. CA tax comes up more than twice than previous year. Simple reason: most typical Federal deduction is ignored by CA now.

REPro, do you know what changes were made in 2012 by CA? I haven't completed my taxes yet.

Already with fed AMT I can't deduct property tax or state income tax. I knew about the CA rate changes but didn't hear about deduction changes.

Always do TurboTax. Don’t go into details. However with almost same income and deductions vs. previous year, AGI (base for calculating tax) for CA ended up 35%. That’s sneaky changes. CA budget has to be closed somehow.

REPro, SFAce, thanks for the comments on taxes.