BayArea's comments

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  BayArea   ignore (1)   2019 Sep 5, 12:06am     ↓ dislike (0)   quote   flag        

Guy has a gun on his waist and behaving like this, what did he expect would happen? Ugh
  BayArea   ignore (1)   2019 Sep 5, 7:53am     ↓ dislike (0)   quote   flag        

You guys are confused

This is suicide by cop. This is not an example where high school cop etiquette training was needed
  BayArea   ignore (1)   2019 Sep 5, 1:19pm     ↓ dislike (0)   quote   flag        

According to Forbes:

- The majority of mortgage loans today are with less than 20% down.

- The average mortgage loan DP is 6%

😳
  BayArea   ignore (1)   2019 Sep 5, 5:40pm     ↓ dislike (0)   quote   flag        

Only a sucker buys with 20%
  BayArea   ignore (1)   2019 Sep 6, 7:23am     ↓ dislike (0)   quote   flag        

Poland is awesome!

Can’t wait to go back.
  BayArea   ignore (1)   2019 Sep 7, 11:39am     ↓ dislike (0)   quote   flag        

Fortwaynemobile says
Trump started scaring Chinese investors. So they are getting out of CA.


I recall reading that those assholes were responsible for around 7% of the Bay Area market in recent years during the run-up
  BayArea   ignore (1)   2019 Sep 7, 12:07pm     ↓ dislike (0)   quote   flag        

Fuck that family
  BayArea   ignore (1)   2019 Sep 8, 12:28pm     ↓ dislike (0)   quote   flag        

Mental illness
  BayArea   ignore (1)   2019 Sep 8, 2:03pm     ↓ dislike (0)   quote   flag        

My experience with HOA was a costly disaster.

I advise people avoid HOA at all costs.

For 9yrs it was just expensive monthly payments. And then in the 10th year they hit every owner with $10k worth of emergency assessments related to roofing and sprinklers. I consulted legal only to find I had no recourse. Imagine what that did to my returns.
  BayArea   ignore (1)   2019 Sep 8, 7:17pm     ↓ dislike (0)   quote   flag        

Let the statistics show that 95% of restorations never happen and the classic just sits in the driveway rusting away and pissing off neighbors...

I have neighbors on my street going on 20+ yrs since they told me “restoration should start next year”
  BayArea   ignore (1)   2019 Sep 8, 9:11pm     ↓ dislike (0)   quote   flag        

Absolute travesty these pensions.
  BayArea   ignore (1)   2019 Sep 10, 5:18am     ↓ dislike (0)   quote   flag        

Patrick says
Trans and gay people have very high rates of mental illness:

Gender-nonconforming and transgender students are four times more likely to report mental health issues compared to the rest of their peers, according to a new study that is the largest so far to focus on this population of college students.

Researchers relied on data from the Healthy Minds Study, an annual online report on student mental health from college campuses across the country. The new study examined responses of more than 65,200 students from 71 American institutions who were enrolled in college between 2015 and 2017.


https://www.insidehighered.com/news/2019/08/20/survey-finds-mental-health-issues-are-common-among-trans-college-students

One could easily argue that trans and gay people simply are mentally ill.

Some pe...


You mean 100%?
  BayArea   ignore (1)   2019 Sep 10, 5:51am     ↓ dislike (0)   quote   flag        

Oh no the sky is falling, they are gonna take our cars away lol

#NOTHINGBURGER
  BayArea   ignore (1)   2019 Sep 10, 8:02am     ↓ dislike (0)   quote   flag        

Iranian_Oil_Burse says
It's not like these same seniors didn't elect the people ruling Oakland now...


Lol 😆
  BayArea   ignore (1)   2019 Sep 11, 6:35am     ↓ dislike (0)   quote   flag        

That’s a miracle?
  BayArea   ignore (1)   2019 Sep 12, 6:31am     ↓ dislike (0)   quote   flag        

Liberals attempting to water down truth for the purpose of their agenda.
  BayArea   ignore (1)   2019 Sep 12, 10:00pm     ↓ dislike (0)   quote   flag        

The data shown in Forbes is totally misaligned with the data published by Zillow.

San Jose’s metro is down 10% YoY per Zillow.

Cities like Campbell and Saratoga are closer to 15%.

This time next year will be time to buy for those in the market.
  BayArea   ignore (1)   2019 Sep 13, 6:03am     ↓ dislike (0)   quote   flag        

The Dollar is mightier than thou belief
  BayArea   ignore (1)   2019 Sep 13, 7:21pm     ↓ dislike (0)   quote   flag        

The rich win again, well done
  BayArea   ignore (1)   2019 Sep 13, 7:37pm     ↓ dislike (0)   quote   flag        

Patrick says
The article makes a false assertion here:

But if you had bought a year ago and sold today you would have made exactly zero.


The true assertion is that if you had bought a year ago and sold today, you would have lost 6% or more on commissions and fees.

Prices don't have to fall in order for buyers to lose money. And 6% of the price of a Bay Area house is a lot of money.


@Patrick - good point but even that doesn’t tell the whole story. That 6% is not 6% of your investment. It’s 6% of the selling price!

So say you buy a $1M house and put 20% ($200k) down. The next day you sell it and have to fork out 6% of the selling price. That’s 30% of your $200k investment vaporized to a pair of realtors.

When you say “6%” and downplay the tragedy, it makes it sound like you’re a realtor lol

If that doesn’t make you think twice about home ownership...
  BayArea   ignore (1)   2019 Sep 13, 9:11pm     ↓ dislike (0)   quote   flag        

Patrick says
BayArea says
That 6% is not 6% of your investment. It’s 6% of the selling price!



Thanks @BayArea I hadn't thought about that.


You and I probably give this more thought than most... Like you, I’m also a Silicon Valley renter. My rent is significantly cheaper than what it would cost for me to own the same house.
  BayArea   ignore (1)   2019 Sep 13, 9:33pm     ↓ dislike (0)   quote   flag        

Interesting, wtf
  BayArea   ignore (1)   2019 Sep 14, 5:55am     ↓ dislike (0)   quote   flag        

@SunnyvaleCA
That’s exactly right, the lever goes both ways. But given that we are just off historic highs and currently in decline in the Silicon Valley, the lever is not positioned favorably to new buyers today.

@Patrick
If there is ever a revision or a new version of Housing Trap, please do make the 6%/30% argument. I can’t thank you enough for writing that book and opening up my eyes.
  BayArea   ignore (1)   2019 Sep 14, 6:07am     ↓ dislike (0)   quote   flag        

I’ve said it before and I’ll say it again

The left can’t meme LOL
  BayArea   ignore (1)   2019 Sep 15, 4:01am     ↓ dislike (0)   quote   flag        

What a sick animal

Liberals murdering babies freely is something I can’t wrap my head around.
  BayArea   ignore (1)   2019 Sep 15, 4:05am     ↓ dislike (0)   quote   flag        

I don’t know what to say other than stuff like this, clown logic, is one of the many things that will keep Donald in office in 2020.
  BayArea   ignore (1)   2019 Sep 15, 4:08am     ↓ dislike (0)   quote   flag        

Laurie HAS to do a min of 6mo right?

Otherwise, what’s the point of the justice system?
  BayArea   ignore (1)   2019 Sep 15, 4:20am     ↓ dislike (0)   quote   flag        

I recommend you change the title to:

“Beware of Chiropracters”
  BayArea   ignore (1)   2019 Sep 15, 4:21am     ↓ dislike (0)   quote   flag        

Jussie has a friend.
  BayArea   ignore (1)   2019 Sep 17, 9:20pm     ↓ dislike (0)   quote   flag        

Ya, his trolling of the left is masterful. It’s on a level we’ve never seen before. He should be awarded a medal for his talent and commitment in this.
  BayArea   ignore (1)   2019 Sep 18, 7:29am     ↓ dislike (0)   quote   flag        

CornPoptheOriginalGangster says
Who says a Pole never discomfited a Jewish Lawyer?


Nobody?
  BayArea   ignore (1)   2019 Sep 18, 8:36am     ↓ dislike (0)   quote   flag        

The first few things the democrats and the media tried to pin him on were their best shot.

Now that they’ve lost all their credibility, Trump is invincible.
  BayArea   ignore (1)   2019 Sep 18, 8:51am     ↓ dislike (0)   quote   flag        

I thoroughly enjoyed breaking bad, but sequels are never work out.
  BayArea   ignore (1)   2019 Sep 19, 10:12pm     ↓ dislike (0)   quote   flag        

Fucking hell, ugh
  BayArea   ignore (1)   2019 Sep 20, 8:15pm     ↓ dislike (0)   quote   flag        

Housing crashes are when money changes hands from the poor to the rich.

We won’t have a housing crash, but the Silicon Valley will have another down year in 2020.
  BayArea   ignore (1)   2019 Sep 20, 9:56pm     ↓ dislike (0)   quote   flag        

LOL! This is awesome 👏

What language is he speaking?
  BayArea   ignore (1)   2019 Sep 21, 1:33pm     ↓ dislike (0)   quote   flag        

Child abuse
  BayArea   ignore (1)   2019 Sep 22, 7:19am     ↓ dislike (0)   quote   flag        

Why are liberals so soft on black crime?

My liberal white friends get super offended if they hear factual black crime statistics.

I don’t understand, can someone explain?
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