About Patrick

Patrick


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5,656 threads
6,331 comments
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Menlo Park, CA
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In United States
Registered Apr 03, 2005

Interested in 2br or 3br rentals in Menlo Park and Palo Alto, though not in any hurry to move.

Patrick's most recent comments:

  • On 24 Aug 2014 in That was a big earthquake!, Patrick said:

    pretty big in menlo park. whole house shook for about 3 seconds.

    i enjoyed it after the fact, but was a bit freaked to wake up to it.

  • On 10 Aug 2014 in Why you should NEVER have a debt card, Patrick said:

    CaptainShuddup says

    In fact the last 8 times or more it happened, the bank called me and informed me, that someone in Toledo Ohio was trying to make a purchase. Canceled my card on the spot and sent me out a new one.

    Don't say you still have a debit card after all that. That would be insane.

    Just get a credit card and pay it off every month, no interest. It would be so much less trouble for you.

  • On 9 Aug 2014 in Why you should NEVER have a debt card, Patrick said:

    John Bailo says

    If someone uses your ATM or debit card before you report it lost or stolen, your liability depends on how quickly you report it:

    It's not the liability I care about.

    I care about never letting a thief take all the money out of my checking account.

    I assume I'll get the money back eventually, but "eventually" can cause a hell of a lot of problems in the meantime.

    It is best never even to allow the possibility of running into a surprise zero-balance in my checking account. And that means never having a debit card, ever.

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